Y Tree Limited

Reference number: 967369

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When y-tree.com first appeared online, and whether it can receive email
  • What kind of line 020 3928 8444 is
  • Who else gives the postcode W1D 5EU
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments
  • Managing investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 May 2016 (10 years old)
Registered office
130 Shaftesbury Avenue, London, W1D 5EU, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Anthony Cash Director Jun 1968 18 May 2016 2 other companies
Eric Peretz Director Nov 1973 14 Aug 2017 2 other companies
John Laurence Hampel Director Nov 1969 1 Apr 2019 None
Oliver Owen Whitmore Richards Director Sep 1980 18 Jan 2021 15 other companies
Alina Kessel Director Mar 1966 1 Jul 2025 6 other companies
Eliana Magdalene Sydes Director Mar 1965 17 Jul 2025 None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
25
closed down
2
are FCA-registered
4

In the full report: all 25 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£18.0m

Not compared: the previous accounts cover a different length of time

Profit before tax

£183k

From a loss of £8.80m

Net assets

£21.0m

+63% from £12.9m

Cash at bank

£18.0m

Up £16.4m from £1.51m

Profit before tax

In the full report: all 5 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10186799. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Y Tree’s history from the FCA register and Companies House, newest first.

2023

17 January 2023

  • Regulated by the FCA from this date
  • FCA imposed a requirement (May control but not hold client money)
  • Became authorised by the FCA

FCA register

2018

31 July 2018

  • Eric Peretz stopped being a part-owner
  • Stuart Anthony Cash stopped being a part-owner

Companies House

2017

21 July 2017

  • Eric Peretz became a part-owner (25–50% of shares)

Companies House

2016

18 May 2016

  • Incorporated at Companies House
  • Stuart Anthony Cash became a part-owner (25–50% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Y Tree

Other FCA-listed firms that share a director, phone number or address with Y Tree. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
past links
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Y Tree

Other firms of the same type (investment or fund manager), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Y Tree

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 25 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 16 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Y Tree Limited FCA authorised?
Yes, Y Tree Limited (FRN 967369) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2023 and works as an investment or fund manager. The FCA has placed a limit on what it may do.
What is Y Tree’s phone number and website?
The FCA register lists the phone number 020 3928 8444 and the website y-tree.com for Y Tree. If you were given different contact details, use these to check with the firm before going any further.
Is Y Tree a scam or clone?
Y Tree is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Y Tree?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Y Tree to the Financial Ombudsman Service, free of charge.
Who owns Y Tree?
Companies House lists no one with significant control of Y Tree now. Before that, it was controlled by Mr Eric Peretz and Mr Stuart Anthony Cash.
Who runs Y Tree?
Companies House lists 6 directors of Y Tree: Stuart Anthony Cash, Eric Peretz, John Laurence Hampel, Oliver Owen Whitmore Richards, Alina Kessel and Eliana Magdalene Sydes.
How long has Y Tree been in business?
The company was formed on 18 May 2016, and has held its current FCA authorisation since January 2023.
What do Y Tree’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £18.0m (not compared: the previous accounts cover a different length of time) and profit before tax of £183k (from a loss of £8.80m).

Sources and links

The full report on Y Tree Limited

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