YBMK Finance Limited

Reference number: 765102

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • YBMK Finance Limited (FRN 765102) is an AR of AFS Compliance Ltd (FRN 625035). When you use YBMK Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from YBMK Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8806 4411

  • Address

    6 Grosvenor Way, London, E5 9ND, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8806 4411 is
  • Who else gives the postcode E5 9ND
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Bellcourt Finance Trading name
  • Synergy Commercial Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09936143
Company status
Active
Company type
Private limited company
Incorporated
5 January 2016 (10 years old)
Registered office
6 Grosvenor Way, London, E5 9ND, United Kingdom
Nature of business
  • Administration of financial markets (SIC 66110)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Teitelbaum Director Jan 1974 5 Jan 2016 61 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
61
closed down
24
still active
37

In the full report: all 61 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£82.7k

Up £41.1k from −£124k

Cash at bank

£508

Down £29 from £537

Employees (average)

7

+17% from 6

Net assets are negative: on its last balance sheet the company owed £82.7k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09936143. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

YBMK Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2024

1 February 2024

  • Ester Teitelbaum gave up control
  • Joseph Teitelbaum took control (75–100% of shares)

Companies House

2017

4 January 2017

  • Ester Teitelbaum took control (75–100% of shares)

Companies House

2016

22 November 2016

  • Became an appointed representative

FCA register

5 January 2016

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to YBMK Finance

Other FCA-listed firms that share a director, phone number or address with YBMK Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like YBMK Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on YBMK Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 61 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is YBMK Finance Limited FCA authorised?
YBMK Finance Limited (FRN 765102) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for YBMK Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. YBMK Finance Limited (FRN 765102) is an AR of AFS Compliance Ltd (FRN 625035). When you use YBMK Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from YBMK Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is YBMK Finance’s phone number?
The FCA register lists the phone number 020 8806 4411 for YBMK Finance. If you were given different contact details, use these to check with the firm before going any further.
Is YBMK Finance a scam or clone?
YBMK Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with YBMK Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for YBMK Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns YBMK Finance?
Companies House lists one person with significant control of YBMK Finance: Mr Joseph Teitelbaum (75–100% of shares). Before that, it was controlled by Mrs Ester Teitelbaum.
Who runs YBMK Finance?
Companies House lists one director of YBMK Finance: Joseph Teitelbaum.
How long has YBMK Finance been in business?
The company was formed on 5 January 2016.
What do YBMK Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£82.7k (up £41.1k from −£124k) and cash at bank of £508 (down £29 from £537).
Does YBMK Finance use any other names?
It trades as Bellcourt Finance and Synergy Commercial Finance.

Sources and links

The full report on YBMK Finance Limited

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