Yonder Financial Technology Limited
Reference number: 1006553
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 May 2023
Responsible principal firm
Innovative Risk Labs Ltd Reference number: 609155 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Yonder Financial Technology Limited (FRN 1006553) is an AR of Innovative Risk Labs Ltd (FRN 609155). When you use Yonder Financial Technology's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Yonder Financial Technology, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Uncommon, 34-37 Liverpool Street, London, City Of London, EC2M 7PP, United Kingdom
In the full report: 3 background checks
- When kota.io first appeared online, and whether it can receive email
- What kind of line 07539 456670 is
- Who else gives the postcode EC2M 7PP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Kota Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Innovative Risk Labs Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14135818 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 May 2022 (4 years old)
- Registered office
- Uncommon Liverpool Street, 34-37 Liverpool St, London, EC2M 7PP, England
- Nature of business
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- Other information technology service activities (SIC 62090)
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Luke Paul Mackey | Director | Jun 1994 | 27 May 2022 | None |
| Patrick Michael O'Boyle | Director | Aug 1995 | 27 May 2022 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Total equity
£16.3k
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
Owed within a year
£29.1k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14135818. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Yonder Financial Technology’s history from the FCA register and Companies House, newest first.
2024
2 February 2024
- Became an appointed representative
FCA register
2022
27 May 2022
- Incorporated at Companies House
- Luke Paul Mackey gained significant control
- Patrick Michael O'Boyle gained significant control
Companies House
In the full report: all 10 events
- All 10 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms connected to Yonder Financial Technology
Other FCA-listed firms that share a director, phone number or address with Yonder Financial Technology. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Yonder Financial Technology
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Yonder Financial Technology
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 10 events in its history
- 5 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Yonder Financial Technology Limited FCA authorised?
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Is my money safe with Yonder Financial Technology?
Who owns Yonder Financial Technology?
Who runs Yonder Financial Technology?
How long has Yonder Financial Technology been in business?
What do Yonder Financial Technology’s latest accounts show?
Does Yonder Financial Technology use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk