YouLend Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 3 years
Your funds are safeguarded
No FCA actions
Active company since 2020

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

youlend.com (opens in a new tab)
Phone number

020 3827 2870
Address

90 High Holborn, 5th Floor, London, WC1V 6LJ, United Kingdom

In the full report: 3 background checks

When youlend.com first appeared online, and whether it can receive email
What kind of line 020 3827 2870 is
Who else gives the postcode WC1V 6LJ

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
3. Executing payment transactions (no credit line)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12576377 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 28 April 2020 (6 years old)
Registered office: 90 High Holborn, 5th Floor, London, WC1V 6LJ, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kasper Larsen	Director	Jan 1984	28 Apr 2020	5 other companies
Mikkel Solvsten Velin	Director	Nov 1982	28 Apr 2020	4 other companies
Anders Torpe Christoffersen	Director	Jun 1992	25 Jul 2024	1 other company
Jakob Pethick	Director	Feb 1991	25 Jul 2024	1 other company
Joseph Jay Katz	Director	Aug 1965	1 Oct 2026	None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
still active: 7
are FCA-registered: 3

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
The 4 companies these 5 directors run together
All 6 people who have ever been directors, with their dates

Key dates in its history

YouLend’s history from the FCA register and Companies House, newest first.

Key events (3) All events (11)

2023

29 June 2023

Regulated by the FCA from this date
Became an authorised payment institution

FCA register

2020

28 April 2020

Incorporated at Companies House

Companies House

In the full report: all 11 events

All 11 events in its history (3 shown here)
Every director appointment and resignation: 7

Firms connected to YouLend

Other FCA-listed firms that share a director, phone number or address with YouLend. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 3
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: shared directors (3), the same postcode (3)
Who links each one: the named directors, with dates

Firms like YouLend

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorised Wise Payments LimitedLondonAuthorised Forisgfs UK LimitedLondonAuthorised Wepay Payments Ltd.LondonAuthorised Airbnb Payments UK LimitedLondonAuthorised Mollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on YouLend

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
3 background checks on its contact details
All 11 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is YouLend Limited FCA authorised?

Yes, YouLend Limited (FRN 947287) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2023 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is YouLend’s phone number and website?

The FCA register lists the phone number 020 3827 2870 and the website youlend.com for YouLend. If you were given different contact details, use these to check with the firm before going any further.

Is YouLend a scam or clone?

YouLend is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with YouLend?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about YouLend to the Financial Ombudsman Service, free of charge.

Who runs YouLend?

Companies House lists 5 directors of YouLend: Kasper Larsen, Mikkel Solvsten Velin, Anders Torpe Christoffersen, Jakob Pethick and Joseph Jay Katz.

How long has YouLend been in business?

The company was formed on 28 April 2020, and has held its current FCA authorisation since June 2023.