Youngstone Financial Services Ltd
Reference number: 775953
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 30 April 2025
Responsible principal firm
First Complete Limited Reference number: 435779 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Youngstone Financial Services Ltd (FRN 775953) is an AR of First Complete Limited (FRN 435779). When you use Youngstone Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Youngstone Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
12 Pleasant Hill, Tadley, Hampshire, RG26 4LS, United Kingdom
In the full report: 3 background checks
- When youngstone.co.uk first appeared online, and whether it can receive email
- What kind of line 0118 907 9299 is
- Who else gives the postcode RG26 4LS
Other names (1)
If you were contacted under any of these names, it is this firm.
- Shane Livingstone Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- YOUNGSTONE FINANCIAL SERVICES LIMITED
- Company number
- 11286571 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 April 2018 (8 years old)
- Registered office
- 12 Pleasant Hill, Tadley, Hampshire, RG26 4LS, United Kingdom
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Shane Livingstone | Director | Aug 1973 | 3 Apr 2018 | None |
| Yvonne Lynne Livingstone | Director | Nov 1971 | 3 Apr 2018 | None |
| Shane Livingstone | Secretary | Not published | 3 Apr 2018 | – |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£9,646
+63% from £5,920
Cash at bank
£23.2k
+25% from £18.6k
Employees (average)
2
−33% from 3
Owed within a year
£22.3k
+1.3% from £22.0k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11286571. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Youngstone Financial Services’s history from the FCA register and Companies House, newest first.
2018
17 July 2018
- Changed its registered name from "Shane Livingstone"
FCA register
3 April 2018
- Incorporated at Companies House
- Shane Livingstone became a part-owner (25–50% of shares)
- Yvonne Lynne Livingstone became a part-owner (25–50% of shares)
Companies House
2017
6 April 2017
- Became an appointed representative
FCA register
In the full report: all 8 events
- All 8 events in its history (5 shown here)
- Every director appointment and resignation: 2
Firms like Youngstone Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Tadley
In the Reading (RG) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Youngstone Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 8 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Youngstone Financial Services Ltd FCA authorised?
What does appointed representative mean for Youngstone Financial Services?
What is Youngstone Financial Services’ phone number and website?
Is Youngstone Financial Services a scam or clone?
Is my money safe with Youngstone Financial Services?
Who owns Youngstone Financial Services?
Who runs Youngstone Financial Services?
How long has Youngstone Financial Services been in business?
What do Youngstone Financial Services’ latest accounts show?
Does Youngstone Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk