Your Mortgage Expert Limited
Reference number: 628905
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 30 April 2025
Responsible principal firm
New Leaf Distribution Limited Reference number: 460421 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Your Mortgage Expert Limited (FRN 628905) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Your Mortgage Expert's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Your Mortgage Expert, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
18 New Canal, Salisbury, Wiltshire, SP1 2AQ, United Kingdom
In the full report: 3 background checks
- When your-mortgage-expert.co.uk first appeared online, and whether it can receive email
- What kind of line 01722 322683 is
- Who else gives the postcode SP1 2AQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Your Mortgage Expert Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08924507 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 March 2014 (12 years old)
- Registered office
- 18 New Canal, Salisbury, SP1 2AQ, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Adam Marco Nanson | Director | Sep 1980 | 5 Mar 2014 | None |
| Abigail Ruth Nanson | Director | Dec 1977 | 22 Jul 2015 | None |
| Abigail Ruth Nanson | Secretary | Not published | 5 Mar 2014 | – |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£504
Up £283 from £221
Cash at bank
£13.5k
−5% from £14.2k
Employees (average)
6
−25% from 8
Owed within a year
£81.0k
+41% from £57.6k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08924507. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Your Mortgage Expert’s history from the FCA register and Companies House, newest first.
2026
26 August 2026
- Changed its registered name from "Your Mortgage Expert Ltd"
FCA register
2016
6 April 2016
- Abigail Ruth Nanson became a part-owner (25–50% of shares)
- Adam Marco Nanson became a part-owner (25–50% of shares)
Companies House
2015
22 July 2015
- Abigail Ruth Nanson appointed as a director
Companies House
2014
24 July 2014
- Became an appointed representative
FCA register
5 March 2014
- Incorporated at Companies House
- Adam Marco Nanson appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Your Mortgage Expert
Other firms of the same type (mortgage adviser or broker), nearest first.
In Salisbury
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Your Mortgage Expert
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 7 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Your Mortgage Expert Limited FCA authorised?
What does appointed representative mean for Your Mortgage Expert?
What is Your Mortgage Expert’s phone number and website?
Is Your Mortgage Expert a scam or clone?
Is my money safe with Your Mortgage Expert?
Who owns Your Mortgage Expert?
Who runs Your Mortgage Expert?
How long has Your Mortgage Expert been in business?
What do Your Mortgage Expert’s latest accounts show?
Does Your Mortgage Expert use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk