Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 14 years
- Protected through the principal
- No FCA actions
- Active company since 2015
- Accounts filed up to 30 June 2025
Responsible principal firm
First Complete Limited Reference number: 435779 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Your Mortgage Solutions Norfolk Ltd (FRN 580024) is an AR of First Complete Limited (FRN 435779). When you use Your Mortgage Solutions Norfolk's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Your Mortgage Solutions Norfolk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Bluebell House, Croxton Road, Fulmodeston, Norfolk, NR21 0NJ, United Kingdom
In the full report: 2 background checks
- What kind of line 01328 822145 is
- Who else gives the postcode NR21 0NJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Karl Vassallo Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09645248 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 June 2015 (11 years old)
- Registered office
- Bluebell House Croxton Road, Fulmodestone, Fakenham, Norfolk, NR21 0NJ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Karl Justin Vassallo | Director | Mar 1975 | 18 Jun 2015 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£164
Down £48 from £212
Cash at bank
£7,877
−66% from £23.1k
Employees (average)
2
Same as 2
Owed within a year
£19.0k
−14% from £22.2k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09645248. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Your Mortgage Solutions Norfolk’s history from the FCA register and Companies House, newest first.
2022
15 March 2022
- Samantha Louise Vassallo stopped being a part-owner
Companies House
2016
1 August 2016
- Samantha Louise Vassallo became a part-owner (25–50% of shares)
Companies House
6 April 2016
- Karl Justin Vassallo took control (75–100% of shares)
- Karl Vassalos became the majority owner (50–75% of shares)
- Karl Vassalos stopped being the majority owner
Companies House
2015
18 November 2015
- Changed its registered name from "Karl Vassallo"
FCA register
18 June 2015
- Incorporated at Companies House
Companies House
2012
23 April 2012
- Became an appointed representative
FCA register
In the full report: all 11 events
- All 11 events in its history (8 shown here)
- Every director appointment and resignation: 1
Firms like Your Mortgage Solutions Norfolk
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Norwich (NR) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Your Mortgage Solutions Norfolk
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
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How long has Your Mortgage Solutions Norfolk been in business?
What do Your Mortgage Solutions Norfolk’s latest accounts show?
Does Your Mortgage Solutions Norfolk use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk