Z.k. Cars Sale Ltd
Reference number: 1045770
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No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 6 November 2025.
This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 1051855 →.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
autotrader.co.uk/dealers/derbyshire/derby/z.k.-cars-sale-ltd-10047016?
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Last known phone number
07537 123967
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Last known address
Unit 8, Clarke Street, Derby, Derbyshire, DE1 2BU, United Kingdom
In the full report: 3 background checks
- When autotrader.co.uk first appeared online, and whether it can receive email
- What kind of line 07537 123967 is
- Who else gives the postcode DE1 2BU
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15186796 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 October 2023 (3 years old)
- Registered office
- Unit 8 Clarke Street, Derby, DE1 2BU, England
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
- Sale of other motor vehicles (SIC 45190)
- Maintenance and repair of motor vehicles (SIC 45200)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Zaneta Kussy | Director | Mar 1984 | 4 Oct 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
−£10.3k
−155% from £18.5k
Cash at bank
£14.5k
−67% from £43.7k
Employees (average)
0
Same as 0
Owed within a year
£129k
+53% from £84.2k
Total equity is negative: on its last balance sheet the company owed £10.3k more than it owned.
Total equity
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15186796. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Z.k. Cars Sale’s history from the FCA register and Companies House, newest first.
2025
6 November 2025
- Stopped being an appointed representative
FCA register
2023
4 October 2023
- Incorporated at Companies House
- Rafal Kussy became a part-owner (25–50% of shares)
- Zaneta Kussy became a part-owner (25–50% of shares)
- Zaneta Kussy appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Get the full report on Z.k. Cars Sale
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
Is Z.k. Cars Sale Ltd FCA authorised?
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Who runs Z.k. Cars Sale?
How long has Z.k. Cars Sale been in business?
What do Z.k. Cars Sale’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk