Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Unit 9, Board Industiral Estate, Clarke Street, Derby, Derby, DE1 2BU, United Kingdom
In the full report: 3 background checks
- When zkcarsales.com first appeared online, and whether it can receive email
- What kind of line 07308 662477 is
- Who else gives the postcode DE1 2BU
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Credit Broking
- Debt Adjusting
- Debt-counselling
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15186796 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 October 2023 (3 years old)
- Registered office
- Unit 8 Clarke Street, Derby, DE1 2BU, England
- Nature of business
-
- Sale of used cars and light motor vehicles (SIC 45112)
- Sale of other motor vehicles (SIC 45190)
- Maintenance and repair of motor vehicles (SIC 45200)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Zaneta Kussy | Director | Mar 1984 | 4 Oct 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
−£10.3k
−155% from £18.5k
Cash at bank
£14.5k
−67% from £43.7k
Employees (average)
0
Same as 0
Owed within a year
£129k
+53% from £84.2k
Total equity is negative: on its last balance sheet the company owed £10.3k more than it owned.
Total equity
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15186796. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Z.k. Cars Sale’s history from the FCA register and Companies House, newest first.
2026
23 July 2026
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2023
4 October 2023
- Incorporated at Companies House
- Rafal Kussy became a part-owner (25–50% of shares)
- Zaneta Kussy became a part-owner (25–50% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 1
Firms like Z.k. Cars Sale
Other firms of the same type (car dealer), nearest first.
In Derby
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Z.k. Cars Sale
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 9 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Z.k. Cars Sale Ltd FCA authorised?
What is Z.k. Cars Sale’s phone number and website?
Is Z.k. Cars Sale a scam or clone?
Is my money safe with Z.k. Cars Sale?
Who owns Z.k. Cars Sale?
Who runs Z.k. Cars Sale?
How long has Z.k. Cars Sale been in business?
What do Z.k. Cars Sale’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk