Zamzam Exchange International Limited

Reference number: 577153

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8470 1155

  • Address

    153 Plashet Road, London, Greater Manchester, E13 9AP, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8470 1155 is
  • Who else gives the postcode E13 9AP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • ZamZam Travel Trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04793667
Company status
Active
Company type
Private limited company
Incorporated
10 June 2003 (23 years old)
Registered office
Ahmed & Co., 284 Station Road, Harrow, HA1 2EA, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Muhammed Gulzer Ahmed Director Jan 1961 28 Feb 2012 1 other company
Arshad Hussain Gilani Director Jan 1968 2 Sep 2026 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
4
are FCA-registered
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register, including 2 no longer authorised
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Total equity

−£1,912

−175% from £2,536

Cash at bank

£1,188

−69% from £3,836

Employees (average)

1

Same as 1

Owed within a year

£3,100

+94% from £1,600

Total equity is negative: on its last balance sheet the company owed £1,912 more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04793667. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Zamzam Exchange International’s history from the FCA register and Companies House, newest first.

Key events (9) All events (15)

2026

2 September 2026

  • Mirza Shamshad Baig became a part-owner (25–50% of shares)

Companies House

2021

11 June 2021

  • Abul Barakat Muhammad Muhib Ullah stopped being a part-owner

Companies House

2018

30 April 2018

  • Registered as a small payment institution

FCA register

2016

6 April 2016

  • Abul Barakat Muhammad Muhib Ullah became a part-owner (25–50% of shares)
  • Muhammed Gulzer Ahmed took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

20 December 2012

  • Regulated by the Financial Services Authority from this date
  • Supervised by HMRC under the money laundering rules from this date

FCA register

2003

10 June 2003

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Zamzam Exchange International

Other FCA-listed firms that share a director, phone number or address with Zamzam Exchange International. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
no longer authorised
1
share a director
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (2), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Zamzam Exchange International

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Zamzam Exchange International

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 15 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Zamzam Exchange International Limited FCA authorised?
Yes, Zamzam Exchange International Limited (FRN 577153) is registered with the FCA and permitted to provide its regulated services.
What is Zamzam Exchange International’s phone number?
The FCA register lists the phone number 020 8470 1155 for Zamzam Exchange International. If you were given different contact details, use these to check with the firm before going any further.
Is Zamzam Exchange International a scam or clone?
Zamzam Exchange International is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Zamzam Exchange International?
Protection depends on which product you hold and how Zamzam Exchange International handles your money, so check the specific product before you commit. You can also refer complaints about Zamzam Exchange International to the Financial Ombudsman Service, free of charge.
Who owns Zamzam Exchange International?
Companies House lists 2 people with significant control of Zamzam Exchange International: Mr Muhammed Gulzer Ahmed (75–100% of shares) and Mr Mirza Shamshad Baig (25–50% of shares). Before that, it was controlled by Mr Abul Barakat Muhammad Muhib Ullah.
Who runs Zamzam Exchange International?
Companies House lists 2 directors of Zamzam Exchange International: Muhammed Gulzer Ahmed and Arshad Hussain Gilani.
How long has Zamzam Exchange International been in business?
The company was formed on 10 June 2003, and has held its current FCA authorisation since April 2018.
What do Zamzam Exchange International’s latest accounts show?
Its latest accounts, to 31 December 2024, show total equity of −£1,912 (−175% from £2,536) and cash at bank of £1,188 (−69% from £3,836).
Does Zamzam Exchange International use any other names?
It trades as ZamZam Travel.

Sources and links

The full report on Zamzam Exchange International Limited

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