Zen-UK Limited
Reference number: 1000019
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
344-354 Gray's Inn Road,, London, WC1X 8BP, United Kingdom
In the full report: 3 background checks
- When zen.com first appeared online, and whether it can receive email
- What kind of line 07401 344228 is
- Who else gives the postcode WC1X 8BP
Other names (2)
If you were contacted under any of these names, it is this firm.
- ZEN Trading name: A name it trades under now.
- ZEN.COM Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
Limits on what they may do
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Agents and distributors
The firm will not onboard any agents or use any distributors.
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Unrelated payment services
The firm will not provide any payment services which are not related to the issuing of e-money (i.e. unrelated payment services).
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13953648 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 March 2022 (4 years old)
- Registered office
- 344-354 Gray's Inn Road, London, WC1X 8BP, England
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Johanna Marie Tapping | Director | Feb 1978 | 1 Jun 2026 | None |
| Michał Witold Bogusławski | Director | Jul 1986 | 27 Aug 2026 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 6 people who have been directors, with their dates
Filed accounts and finances
Net assets
£184k
+18% from £156k
Employees (average)
4
+300% from 1
Owed within a year
£202k
+8.5% from £186k
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13953648. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Zen-UK’s history from the FCA register and Companies House, newest first.
2024
9 August 2024
- Regulated by the FCA from this date
- FCA imposed a requirement (Agents and distributors)
- FCA imposed a requirement (Unrelated payment services)
- Became an authorised e-money institution
FCA register
2022
4 March 2022
- Incorporated at Companies House
- Dawid Kamil Rożek took control (75–100% of shares)
Companies House
In the full report: all 18 events
- All 18 events in its history (6 shown here)
- Every director appointment and resignation: 10
Firms connected to Zen-UK
Other FCA-listed firms that share a director, phone number or address with Zen-UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Zen-UK
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Zen-UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 18 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Zen-UK Limited FCA authorised?
What is Zen-UK’s phone number and website?
Is Zen-UK a scam or clone?
Is my money safe with Zen-UK?
Who owns Zen-UK?
Who runs Zen-UK?
How long has Zen-UK been in business?
What do Zen-UK’s latest accounts show?
Does Zen-UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk