Zoe Birkett

Reference number: 663010

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Appointed representative

Zoe Birkett does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Zoe Birkett (FRN 663010) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Zoe Birkett's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Zoe Birkett, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 694 6190

  • Address

    2 Rookery Close, Stalybridge, Greater Manchester, SK15 2TS, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 694 6190 is
  • Who else gives the postcode SK15 2TS
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Home Mortgage Solutions Trading name
  • Zoe Dunkerley Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Zoe Birkett’s history from the FCA register and Companies House, newest first.

2017

13 November 2017

  • Changed its registered name from "Zoe Dunkerley"

FCA register

2014

30 December 2014

  • Became an appointed representative
  • Began trading as "Home Mortgage Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Zoe Birkett

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stalybridge

Insure Your Life LimitedStalybridgeAppointed representativeWww.mortgagesandremortgages.com LimitedStalybridgeAuthorised

In the Stockport (SK) postcode area

National Union of Students of the United KingdomStockportAppointed representativeAMG Financial Solutions LimitedCheadleAppointed representativeAndrew OakesMacclesfieldAppointed representativeAPH Financial Solutions LimitedGlossopAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Zoe Birkett

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Zoe Birkett FCA authorised?
Zoe Birkett (FRN 663010) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Zoe Birkett?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Zoe Birkett (FRN 663010) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Zoe Birkett's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Zoe Birkett, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Zoe Birkett’s phone number?
The FCA register lists the phone number 0161 694 6190 for Zoe Birkett. If you were given different contact details, use these to check with the firm before going any further.
Is Zoe Birkett a scam or clone?
Zoe Birkett is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Zoe Birkett?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Zoe Birkett's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Zoe Birkett use any other names?
It trades as Home Mortgage Solutions. It has previously used the name Zoe Dunkerley.

Sources and links

The full report on Zoe Birkett

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