Zone Property Management Limited

Reference number: 972847

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Zone Property Management Limited (FRN 972847) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Zone Property Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Zone Property Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When zoneproperty.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3858 9579 is
  • Who else gives the postcode EN6 4RY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12112620
Company status
Active
Company type
Private limited company
Incorporated
19 July 2019 (7 years old)
Registered office
Sopers House Sopers Road, Cuffley, Potters Bar, EN6 4RY, England
Nature of business
  • Other letting and operating of own or leased real estate (SIC 68209)
  • Residents property management (SIC 98000)

Directors and company secretaries

Name Role Born Appointed Other companies
Tomas Charles Whitaker Director Oct 1990 19 Jul 2019 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£39.1k

Down £3,557 from −£35.6k

Cash at bank

£61.0k

Up £57.4k from £3,543

Employees (average)

10

+25% from 8

Owed within a year

£156k

+25% from £125k

Net assets are negative: on its last balance sheet the company owed £39.1k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12112620. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Zone Property Management’s history from the FCA register and Companies House, newest first.

2024

1 April 2024

  • Tomas Charles Whitaker gave up control
  • Tomcharles Ltd took control (75–100% of shares)

Companies House

2022

25 March 2022

  • Became an appointed representative

FCA register

2021

4 February 2021

  • Henry William Alan Fordham stopped being a part-owner

Companies House

2019

19 July 2019

  • Incorporated at Companies House
  • Henry William Alan Fordham became a part-owner (25–50% of shares)
  • Tomas Charles Whitaker took control (75–100% of shares)
  • Tomas Charles Whitaker appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Zone Property Management

Other firms of the same type (insurance broker), nearest first.

In Potters Bar

1st sure LtdPotters BarAppointed representativeAutumn Money LtdPotters BarAppointed representativeDynamic Marketing Services LimitedPotters BarAppointed representativeBond Insurance Services LimitedPotters BarAuthorisedMidway Insurance Services LimitedPotters BarAuthorisedNovitas Underwriting Agency LimitedPotters BarAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Zone Property Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Zone Property Management Limited FCA authorised?
Zone Property Management Limited (FRN 972847) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Zone Property Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Zone Property Management Limited (FRN 972847) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Zone Property Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Zone Property Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Zone Property Management’s phone number and website?
The FCA register lists the phone number 020 3858 9579 and the website zoneproperty.co.uk for Zone Property Management. If you were given different contact details, use these to check with the firm before going any further.
Is Zone Property Management a scam or clone?
Zone Property Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Zone Property Management?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Zone Property Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Zone Property Management?
Zone Property Management is owned by Tomcharles Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 April 2024. Before that, it was controlled by Mr Henry William Alan Fordham and Mr Tomas Charles Whitaker.
Who runs Zone Property Management?
Companies House lists one director of Zone Property Management: Tomas Charles Whitaker.
How long has Zone Property Management been in business?
The company was formed on 19 July 2019.
What do Zone Property Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£39.1k (down £3,557 from −£35.6k) and cash at bank of £61.0k (up £57.4k from £3,543).

Sources and links

The full report on Zone Property Management Limited

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