Zoom Finance Limited

Reference number: 663760

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Scammers have impersonated this firm. The FCA has published 5 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When zoomfinanceltd.com first appeared online, and whether it can receive email
  • What kind of line 01923 252437 is
  • Who else gives the postcode WD18 7JG
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Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (4)
  • 0151 558 1040
  • 020 3974 5142
  • 0333 303 1389
  • 07538 436273
Fake email addresses (5)
  • help@tradezoom.pro
  • info@perfectlends.co.uk
  • info@perfectlends.uk
  • perfectlends@consultant.com
  • question@tradezoom.pro
Fake websites (3)
  • perfectlends.co.uk
  • perfectlends.uk
  • tradezoom.pro
The 5 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06161027
Company status
Active
Company type
Private limited company
Incorporated
14 March 2007 (19 years old)
Registered office
116a Rickmansworth Road, Watford, Herts, WD18 7JG
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Darshan Jayantilal Roy Director Oct 1965 1 Apr 2007 3 other companies
Maniti Darshan Roy Director Mar 1972 1 Apr 2007 None
Darshan Jayantilal Roy Secretary Not published 1 Apr 2007 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£77.4k

−5% from £81.5k

Cash at bank

£81.7k

+19% from £68.6k

Employees (average)

2

Same as 2

Owed within a year

£41.6k

−34% from £62.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06161027. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Zoom Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2019

18 March 2019

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Darshan Jayantilal Roy became a part-owner (25–50% of shares)
  • Maniti Darshan Roy became a part-owner (25–50% of shares)

Companies House

2015

13 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

14 March 2007

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Zoom Finance

Other FCA-listed firms that share a director, phone number or address with Zoom Finance. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Zoom Finance

Other firms of the same type (credit broker), nearest first.

In Watford

Daryoush Ghamari SairWatfordAuthorisedMichael WilliamsWatfordAuthorisedAbhay Shah & Manish PatelWatfordAppointed representativeRafath AffarkaWatfordAppointed representativeSamy SefeldinWatfordAppointed representativeEpson (U.K.) LimitedWatfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Zoom Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Zoom Finance Limited FCA authorised?
Yes, Zoom Finance Limited (FRN 663760) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Zoom Finance’s phone number and website?
The FCA register lists the phone number 01923 252437 and the website zoomfinanceltd.com for Zoom Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Zoom Finance a scam or clone?
Scammers have impersonated Zoom Finance: the FCA has published 5 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Zoom Finance, shown on this page.
Is my money safe with Zoom Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Zoom Finance handles your money, so check the specific product before you commit. You can also refer complaints about Zoom Finance to the Financial Ombudsman Service, free of charge.
Who owns Zoom Finance?
Companies House lists 2 people with significant control of Zoom Finance: Mr Darshan Jayantilal Roy (25–50% of shares) and Mrs Maniti Darshan Roy (25–50% of shares).
Who runs Zoom Finance?
Companies House lists 2 directors of Zoom Finance: Darshan Jayantilal Roy and Maniti Darshan Roy.
How long has Zoom Finance been in business?
The company was formed on 14 March 2007, and has held its current FCA authorisation since October 2015.
What do Zoom Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £77.4k (−5% from £81.5k) and cash at bank of £81.7k (+19% from £68.6k).

Sources and links

The full report on Zoom Finance Limited

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