Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
1291 Group UK Ltd., 33 Cavendish Square, London, W1G 0PW, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 020 3714 9011 is
- Whether W1G 0PW is a shared office: 50 other firms give it
Other names (3)
If you were contacted under any of these names, it is this firm.
- Independence Wealth Management Limited Former name: A name it was registered under before.
- Money and Independence Ltd Former name: A name it was registered under before.
- iWM Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Arranging (bringing about) deals in investments
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04508365 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 August 2002 (24 years old)
- Registered office
- 33 Cavendish Square Cavendish Square, London, W1G 0PW, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Patrick Knecht | Director | Apr 1971 | 13 Dec 2024 | None |
| Francine Ringhofer | Director | Apr 1964 | 26 Apr 2026 | None |
| Reuben Brian Skelton | Director | Jun 1972 | 27 Apr 2026 | 13 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 8
- are FCA-registered
- 2
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- All 10 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£245k
−61% from £635k
Employees (average)
2
Same as 2
Owed within a year
£17.9k
−17% from £21.5k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04508365. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
1291 Group UK’s history from the FCA register and Companies House, newest first.
2025
24 March 2025
- Changed its registered name from "Independence Wealth Management Limited"
FCA register
2024
13 December 2024
- Irina Stefanova Iordanova no longer has significant control
- Marc-André Sola gained 50–75% of the votes
- Marc-André Sola no longer holds 50–75% of the votes
- Robert Charles Noble-Warren gave up control
Companies House
2023
20 August 2023
- Irina Stefanova Iordanova gained significant control
Companies House
2016
6 April 2016
- Robert Charles Noble-Warren took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2009
10 March 2009
- Changed its registered name from "Money and Independence Ltd"
FCA register
2004
3 March 2004
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register · Companies House
2002
9 August 2002
- Incorporated at Companies House
Companies House
In the full report: all 32 events
- All 32 events in its history (12 shown here)
- Every director appointment and resignation: 15
Firms connected to 1291 Group UK
Other FCA-listed firms that share a director, phone number or address with 1291 Group UK. A link shows who the firm is tied to, not whether either can be trusted.
- past links
- 2
In the full report: all 0 connected firms, named
- 2 past links through former directors
Firms like 1291 Group UK
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on 1291 Group UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 2 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 32 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk