Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 January 2026
Responsible principal firm
White Rose Finance Group Limited Reference number: 630772 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- 3 Sigma Financial Solutions Ltd (FRN 1009589) is an AR of White Rose Finance Group Limited (FRN 630772). When you use 3 Sigma Financial Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from 3 Sigma Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
18 Haddow Street, Hamilton, South Lanarkshire, ML3 7HX, United Kingdom
In the full report: 2 background checks
- What kind of line 07887 541586 is
- Who else gives the postcode ML3 7HX
Other names (1)
If you were contacted under any of these names, it is this firm.
- Futurity Finance Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC797197 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 31 January 2024 (2 years old)
- Registered office
- 18 Haddow Street, Hamilton, ML3 7HX, Scotland
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen John Gallagher | Director | Jul 1972 | 31 Jan 2024 | 5 other companies |
| Ian Henderson | Director | Jan 1985 | 31 Jan 2024 | 7 other companies |
| Derek William Mcgroarty | Director | Dec 1966 | 31 Jan 2024 | 5 other companies |
| Peter David Rooney | Director | Nov 1984 | 31 Jan 2024 | 4 other companies |
| Peter David Rooney | Secretary | Not published | 31 Jan 2024 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 1
- run together
- 4
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 companies these 4 directors run together
Filed accounts and finances
Total equity
£719
Up £2,716 from −£1,997
Cash at bank
£1,910
Up £1,342 from £568
Employees (average)
4
Same as 4
Owed within a year
£9,765
+280% from £2,569
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC797197. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
3 Sigma Financial Solutions’s history from the FCA register and Companies House, newest first.
2024
2 March 2024
- Became an appointed representative
FCA register
31 January 2024
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (2 shown here)
- Every director appointment and resignation: 4
Firms like 3 Sigma Financial Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Hamilton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on 3 Sigma Financial Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 2 background checks on its contact details
- All 8 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk