Every Mortgage Matters Ltd

Reference number: 949846

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Every Mortgage Matters Ltd (FRN 949846) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Every Mortgage Matters's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Every Mortgage Matters, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When scottishmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07545 579492 is
  • Who else gives the postcode ML3 6HW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Your Protection Matters Trading name
  • Jennifer Dymock Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC846459
Company status
Active
Company type
Private limited company
Incorporated
25 April 2025 (1 year old)
Registered office
429 Clarkston Road, Glasgow, G44 3LL, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jennifer Lynda Dymock Director Oct 1979 25 Apr 2025 None
Neil Dymock Director Feb 1974 31 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Every Mortgage Matters’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

11 May 2026

  • Changed its registered name from "Jennifer Dymock"

FCA register

29 March 2026

  • Neil Dymock became a part-owner (25–50% of shares)

Companies House

2025

25 April 2025

  • Incorporated at Companies House
  • Jennifer Lynda Dymock became a part-owner (25–50% of shares)

Companies House

2021

27 April 2021

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Every Mortgage Matters

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hamilton

3 Sigma Financial Solutions LtdHamiltonAppointed representativeA C Mortgage and ProtectionHamiltonAppointed representativeKenneth KellyHamiltonAppointed representativeMark DuguidHamiltonAppointed representativeRose Financial LimitedHamiltonAppointed representativeThe Mortgage Geek LtdHamiltonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Every Mortgage Matters

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Every Mortgage Matters Ltd FCA authorised?
Every Mortgage Matters Ltd (FRN 949846) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Every Mortgage Matters?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Every Mortgage Matters Ltd (FRN 949846) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Every Mortgage Matters's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Every Mortgage Matters, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Every Mortgage Matters’ phone number and website?
The FCA register lists the phone number 07545 579492 and the website scottishmortgages.co.uk for Every Mortgage Matters. If you were given different contact details, use these to check with the firm before going any further.
Is Every Mortgage Matters a scam or clone?
Every Mortgage Matters is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Every Mortgage Matters?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Every Mortgage Matters's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Every Mortgage Matters?
Companies House lists 2 people with significant control of Every Mortgage Matters: Mr Neil Dymock (25–50% of shares) and Mrs Jennifer Lynda Dymock (25–50% of shares).
Who runs Every Mortgage Matters?
Companies House lists 2 directors of Every Mortgage Matters: Jennifer Lynda Dymock and Neil Dymock.
How long has Every Mortgage Matters been in business?
The company was formed on 25 April 2025.
Does Every Mortgage Matters use any other names?
It trades as Your Protection Matters. It has previously used the name Jennifer Dymock.

Sources and links

The full report on Every Mortgage Matters Ltd

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