75point3 Financial Planning LLP: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 13 years
Protected through the principal
No FCA actions
Active company since 2012
Accounts filed up to 30 September 2025

Responsible principal firm

75point3 Limited Reference number: 418618 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
75point3 Financial Planning LLP (FRN 592102) is an AR of 75point3 Limited (FRN 418618). When you use 75point3 Financial Planning's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from 75point3 Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01492 536333
Address

14 Penrhyn Road, Colwyn Bay, Clwyd, LL29 8LG, United Kingdom

In the full report: 2 background checks

What kind of line 01492 536333 is
Who else gives the postcode LL29 8LG

FCA permissions and consumer protection

Protection through the principal firm
Protection works through 75point3 Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: OC379764 (opens Companies House in a new tab)
Company status: Active
Company type: Limited liability partnership
Incorporated: 29 October 2012 (13 years old)
Registered office: Matches the FCA register address ✓

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stephen Allen Jones	LLP designated member	Jun 1963	29 Oct 2012	7 other companies
75POINT3 LIMITED	Corporate LLP designated member	Not published	29 Oct 2012	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
still active: 7
are FCA-registered: 4

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 on the FCA register
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 September 2025Small company accountsAudited

Turnover

£457k

Not compared: the previous accounts cover a different length of time

Cash at bank

£29.3k

+21% from £24.3k

Employees (average)

0

Same as 0

Owed within a year

£57.7k

−45% from £105k

In the full report: all 5 years of accounts

Every year from 2021 to 2025
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company OC379764. Figures are exactly as filed; nothing is estimated.

Key dates in its history

75point3 Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2016

6 April 2016

Stephen Allen Jones gained 25–50% of the votes

Companies House

2012

29 November 2012

Became an appointed representative

FCA register

29 October 2012

Incorporated at Companies House

Companies House

In the full report: all 6 events

All 6 events in its history (3 shown here)
Every director appointment and resignation: 3

Firms connected to 75point3 Financial Planning

Other FCA-listed firms that share a director, phone number or address with 75point3 Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 3
past link: 1

In the full report: all 3 connected firms, named

How each is linked: shared directors (3)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like 75point3 Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Colwyn Bay

75point3@williamsdenton LtdColwyn BayAppointed representative Bruce & Associates Wealth Management LtdColwyn BayAppointed representative Christopher WarnerColwyn BayAppointed representative Commercial Funding (75point3) LLPColwyn BayAppointed representative Commercialfunding@75point3 (Nw) LtdColwyn BayAppointed representative D.R.E. & Co Financial Planning LLPColwyn BayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 75point3 Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
2 background checks on its contact details
5 years of accounts, charted
All 6 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is 75point3 Financial Planning LLP FCA authorised?

75point3 Financial Planning LLP (FRN 592102) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for 75point3 Financial Planning?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. 75point3 Financial Planning LLP (FRN 592102) is an AR of 75point3 Limited (FRN 418618). When you use 75point3 Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from 75point3 Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is 75point3 Financial Planning’s phone number?

The FCA register lists the phone number 01492 536333 for 75point3 Financial Planning. If you were given different contact details, use these to check with the firm before going any further.

Is 75point3 Financial Planning a scam or clone?

75point3 Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with 75point3 Financial Planning?

Protection works through 75point3 Limited, the principal firm responsible for 75point3 Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns 75point3 Financial Planning?

Companies House lists one person with significant control of 75point3 Financial Planning: Mr Stephen Allen Jones (25–50% of votes).

Who runs 75point3 Financial Planning?

Companies House lists 2 directors of 75point3 Financial Planning: Stephen Allen Jones and 75Point3 Limited.

How long has 75point3 Financial Planning been in business?

The company was formed on 29 October 2012.

What do 75point3 Financial Planning’s latest accounts show?

Its latest accounts, to 30 September 2025, show turnover of £457k (not compared: the previous accounts cover a different length of time) and cash at bank of £29.3k (+21% from £24.3k).