75point3 Limited

Reference number: 418618

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 75point3.com first appeared online, and whether it can receive email
  • What kind of line 01492 877299 is, and the other firm that gives it
  • Who else gives the postcode LL29 7BW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • SJH Associates Former trading name: A name it used to trade under.
  • The Mortgage Clinic Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 July 2002 (24 years old)
Registered office
14 Penrhyn Road, Colwyn Bay, Conwy County, LL29 8LG
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Allen Jones Director Jun 1963 12 Aug 2002 7 other companies
Mark Alexander Bonsall Director Jul 1974 12 Apr 2013 5 other companies
Kimberley Jane Knight Director Dec 1983 31 Oct 2024 None
Tracy Elizabeth Brookes Director Jan 1985 31 Oct 2024 None
Emma Louise Hall Director Apr 1984 31 Oct 2024 1 other company
David Price Jones Director Mar 1973 1 Nov 2024 None
Stephen Allen Jones Secretary Not published 12 Aug 2002 7 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
still active
10
are FCA-registered
5

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 3 companies these 6 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Group accountsAudited

Turnover

£3.21m

+10% from £2.90m

Profit before tax

£433k

+17% from £370k

Net assets

£2.44m

+15% from £2.12m

Cash at bank

£774k

+140% from £322k

Turnover and profit

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 30 September 2023 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 30 September 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company 04493724. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

75point3’s history from the FCA register and Companies House, newest first.

2024

30 October 2024

  • David Hamilton Porter no longer has significant control

Companies House

2020

1 May 2020

  • Anthony Morris Jones no longer has significant control

Companies House

2016

24 July 2016

  • Anthony Morris Jones gained significant control
  • David Hamilton Porter gained significant control
  • Mark Alexander Bonsall gained significant control
  • Stephen Allen Jones became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

3 May 2005

  • Became authorised by the FCA

FCA register

2004

22 December 2004

  • Regulated by the Financial Services Authority from this date

FCA register

2002

24 July 2002

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (10 shown here)
  • Every director appointment and resignation: 14
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Firms connected to 75point3

Other FCA-listed firms that share a director, phone number or address with 75point3. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
4
share its phone number
1

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (4), the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like 75point3

Other firms of the same type (financial adviser), nearest first.

In Colwyn Bay

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 75point3

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 32 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is 75point3 Limited FCA authorised?
Yes, 75point3 Limited (FRN 418618) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2005 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is 75point3’s phone number and website?
The FCA register lists the phone number 01492 877299 and the website 75point3.com for 75point3. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is 75point3 a scam or clone?
75point3 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 75point3?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about 75point3 to the Financial Ombudsman Service, free of charge.
Who owns 75point3?
Companies House lists 2 people with significant control of 75point3: Mr Stephen Allen Jones (25–50% of shares) and Mr Mark Alexander Bonsall (significant influence or control). Before that, it was controlled by Mr David Hamilton Porter and Mr Anthony Morris Jones.
Who runs 75point3?
Companies House lists 6 directors of 75point3: Stephen Allen Jones, Mark Alexander Bonsall, Kimberley Jane Knight, Tracy Elizabeth Brookes, Emma Louise Hall and David Price Jones.
How long has 75point3 been in business?
The company was formed on 24 July 2002, and has held its current FCA authorisation since May 2005.
What do 75point3’s latest accounts show?
Its latest accounts, to 30 September 2025, show turnover of £3.21m (+10% from £2.90m) and profit before tax of £433k (+17% from £370k).
Does 75point3 use any other names?
It has previously used 2 other names: SJH Associates and The Mortgage Clinic.

Sources and links

The full report on 75point3 Limited

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