Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Beecholme, Pwllycrochan Avenue, Colwyn Bay, Conwy, LL29 7BW, United Kingdom
In the full report: 3 background checks
- When 75point3.com first appeared online, and whether it can receive email
- What kind of line 01492 877299 is, and the other firm that gives it
- Who else gives the postcode LL29 7BW
Other names (2)
If you were contacted under any of these names, it is this firm.
- SJH Associates Former trading name: A name it used to trade under.
- The Mortgage Clinic Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages · Arrange equity release FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on a home reversion plan
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Advising on regulated mortgage contracts
- Arranging (bringing about) a home reversion plan
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Dealing in investments as agent
- Debt-counselling
- Making arrangements with a view to a home reversion plan
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04493724 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 July 2002 (24 years old)
- Registered office
- 14 Penrhyn Road, Colwyn Bay, Conwy County, LL29 8LG
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Allen Jones | Director | Jun 1963 | 12 Aug 2002 | 7 other companies |
| Mark Alexander Bonsall | Director | Jul 1974 | 12 Apr 2013 | 5 other companies |
| Kimberley Jane Knight | Director | Dec 1983 | 31 Oct 2024 | None |
| Tracy Elizabeth Brookes | Director | Jan 1985 | 31 Oct 2024 | None |
| Emma Louise Hall | Director | Apr 1984 | 31 Oct 2024 | 1 other company |
| David Price Jones | Director | Mar 1973 | 1 Nov 2024 | None |
| Stephen Allen Jones | Secretary | Not published | 12 Aug 2002 | 7 other companies |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- still active
- 10
- are FCA-registered
- 5
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 on the FCA register
- The 3 companies these 6 directors run together
- All 10 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£3.21m
+10% from £2.90m
Profit before tax
£433k
+17% from £370k
Net assets
£2.44m
+15% from £2.12m
Cash at bank
£774k
+140% from £322k
Turnover and profit
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Figures from the year to 30 September 2023 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.
The figures for the year to 30 September 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.
Accounts filed at Companies House for company 04493724. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
75point3’s history from the FCA register and Companies House, newest first.
2024
30 October 2024
- David Hamilton Porter no longer has significant control
Companies House
2020
1 May 2020
- Anthony Morris Jones no longer has significant control
Companies House
2016
24 July 2016
- Anthony Morris Jones gained significant control
- David Hamilton Porter gained significant control
- Mark Alexander Bonsall gained significant control
- Stephen Allen Jones became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2005
3 May 2005
- Became authorised by the FCA
FCA register
2004
22 December 2004
- Regulated by the Financial Services Authority from this date
FCA register
2002
24 July 2002
- Incorporated at Companies House
Companies House
In the full report: all 32 events
- All 32 events in its history (10 shown here)
- Every director appointment and resignation: 14
Firms connected to 75point3
Other FCA-listed firms that share a director, phone number or address with 75point3. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 4
- share its phone number
- 1
In the full report: all 5 connected firms, named
- How each is linked: shared directors (4), the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like 75point3
Other firms of the same type (financial adviser), nearest first.
In Colwyn Bay
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on 75point3
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 32 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk