Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 24 years
- Protected through the principal
- No FCA actions
- Active company since 2002
- Accounts filed up to 31 October 2025
Responsible principal firm
75point3 Limited Reference number: 418618 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- 75point3@williamsdenton Ltd (FRN 219890) is an AR of 75point3 Limited (FRN 418618). When you use 75point3@williamsdenton's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from 75point3@williamsdenton, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Beecholme, Pwllycrochan Avenue, Colwyn Bay, Conwy, LL29 7BW, United Kingdom
In the full report: 2 background checks
- What kind of line 01492 877299 is, and the other firm that gives it
- Who else gives the postcode LL29 7BW
Other names (2)
If you were contacted under any of these names, it is this firm.
- WDJ Financial Planning Ltd Former name: A name it was registered under before.
- WDJ Financial Planning Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through 75point3 Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04499050 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 July 2002 (24 years old)
- Registered office
- Glaslyn, Ffordd Y Parc, Parc Menai, Bangor, Gwynedd, LL57 4FE
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Allen Jones | Director | Jun 1963 | 30 Jul 2002 | 7 other companies |
| Colin Bell | Director | May 1969 | 29 Nov 2017 | 1 other company |
| Mark Alexander Bonsall | Director | Jul 1974 | 26 Jun 2020 | 5 other companies |
| Colin Bell | Secretary | Not published | 31 Mar 2023 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- still active
- 10
- are FCA-registered
- 5
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 on the FCA register
- The 3 companies these 3 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£18.4k
+70% from £10.8k
Employees (average)
0
Same as 0
Owed within a year
£37.1k
+119% from £17.0k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04499050. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
75point3@williamsdenton’s history from the FCA register and Companies House, newest first.
2025
18 February 2025
- Williams Denton Cyf became a part-owner (25–50% of shares)
Companies House
2021
5 July 2021
- Changed its registered name from "WDJ Financial Planning Ltd"
FCA register
2016
1 July 2016
- Stephen Allen Jones became a part-owner (25–50% of shares)
Companies House
2002
21 October 2002
- Became an appointed representative
FCA register
30 July 2002
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (5 shown here)
- Every director appointment and resignation: 9
Firms connected to 75point3@williamsdenton
Other FCA-listed firms that share a director, phone number or address with 75point3@williamsdenton. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 4
- share its phone number
- 1
In the full report: all 5 connected firms, named
- How each is linked: shared directors (4), the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like 75point3@williamsdenton
Other firms of the same type (financial adviser), nearest first.
In Colwyn Bay
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on 75point3@williamsdenton
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 17 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Does 75point3@williamsdenton use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk