A Pay Services Ltd
Reference number: 1052719
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 October 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Independent Broking Solutions Limited Reference number: 312026 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- A PAY SERVICES LTD (FRN 1052719) introduces customers to Independent Broking Solutions Limited (FRN 312026). Any regulated advice or arranging is done by the principal, not A PAY SERVICES.
- Example: if A PAY SERVICES refers you to a financial adviser, the advice should come from the principal firm, not from A PAY SERVICES itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
124 City Road, London, Islington, EC1V 2NX, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When apayservices.co.uk first appeared online, and whether it can receive email
- What kind of line 01708 973008 is
- Whether EC1V 2NX is a shared office: 220 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14397576 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 October 2022 (4 years old)
- Registered office
- 124 City Road, London, EC1V 2NX, England
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Taylor Jade Yates | Director | Nov 1995 | 14 Dec 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£35.9k
+102% from £17.7k
Cash at bank
£114k
+91% from £59.7k
Employees (average)
0
Same as 0
Owed within a year
£86.0k
−22% from £110k
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14397576. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
A Pay Services’s history from the FCA register and Companies House, newest first.
2026
6 March 2026
- Became an introducer appointed representative
FCA register
2023
8 February 2023
- Sean Lee Holman-Phillips gave up control
- Taylor Jade Yates took control (75–100% of shares)
Companies House
2022
4 October 2022
- Incorporated at Companies House
- Sean Lee Holman-Phillips took control (75–100% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms like A Pay Services
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on A Pay Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 8 events in its history
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Frequently asked questions about this firm
Is A Pay Services Ltd FCA authorised?
What does introducer appointed representative mean for A Pay Services?
What is A Pay Services’ phone number and website?
Is A Pay Services a scam or clone?
Is my money safe with A Pay Services?
Who owns A Pay Services?
Who runs A Pay Services?
How long has A Pay Services been in business?
What do A Pay Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk