A & S Financial Services

Reference number: 405945

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • A & S Financial Services (FRN 405945) is an AR of Sesame Limited (FRN 150427). When you use A & S Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from A & S Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 492 1606

  • Address

    Bank Buildings, 10 The Square, Alvechurch, Birmingham, B48 7LA, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 492 1606 is
  • Who else gives the postcode B48 7LA
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • A & S Trading name
  • AMR Financial Services Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

A & S Financial Services’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2004

31 October 2004

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
Instant PDF download

Firms connected to A & S Financial Services

Other FCA-listed firms that share a director, phone number or address with A & S Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like A & S Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Birmingham

D Gee Mortgages LtdBirminghamAppointed representativeAbundant Finance LimitedBirminghamAppointed representativeAspired Finance LTDBirminghamAppointed representativeBeeline Finance LtdBirminghamAppointed representativeBirmingham Mortgage Hub LimitedBirminghamAppointed representativeBrian WoodroffeBirminghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A & S Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is A & S Financial Services FCA authorised?
A & S Financial Services (FRN 405945) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for A & S Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. A & S Financial Services (FRN 405945) is an AR of Sesame Limited (FRN 150427). When you use A & S Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from A & S Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is A & S Financial Services’ phone number?
The FCA register lists the phone number 0121 492 1606 for A & S Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is A & S Financial Services a scam or clone?
A & S Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A & S Financial Services?
Protection works through Sesame Limited, the principal firm responsible for A & S Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does A & S Financial Services use any other names?
It trades as A & S. It has previously used the name AMR Financial Services.

Sources and links

The full report on A & S Financial Services

£19.99 · Instant PDF download

Loading secure checkout…