Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 1978
- Accounts filed up to 28 February 2025
Responsible principal firm
AUTOMOTIVE COMPLIANCE LIMITED Reference number: 497010 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- ABBEY GARAGES (CARDIFF) LIMITED (FRN 537313) is an AR of AUTOMOTIVE COMPLIANCE LIMITED (FRN 497010). When you use ABBEY GARAGES (CARDIFF)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from ABBEY GARAGES (CARDIFF), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Penarth Road, Cardiff, South Glamorgan, CF11 8YZ, United Kingdom
In the full report: 3 background checks
- When fordthorne.co.uk first appeared online, and whether it can receive email
- What kind of line 029 2022 3100 is
- Who else gives the postcode CF11 8YZ
Other names (4)
If you were contacted under any of these names, it is this firm.
- CARDIFF AUTO ELECTRICS Trading name: A name it trades under now.
- Fordthorne Trading name: A name it trades under now.
- MY CAR JOURNEY Trading name: A name it trades under now.
- Abbey Garages (Cardiff) Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 01403368 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 December 1978 (47 years old)
- Registered office
- C/O Acuity Law, 3 Callaghan Square, Cardiff, CF10 5BT, Wales
- Nature of business
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- Sale of new cars and light motor vehicles (SIC 45111)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Roger Charles Pugsley | Director | Oct 1952 | Not published | 13 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- still active
- 13
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
−£497k
−246% from £341k
Net assets
£466k
−45% from £840k
Cash at bank
£9,551
−2.1% from £9,756
Owed within a year
£15.5m
+31% from £11.9m
The accounts for the year to 28 February 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £39.6m, for the year to 28 February 2022.
Turnover and profit
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 01403368. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Abbey Garages (Cardiff)’s history from the FCA register and Companies House, newest first.
2024
25 July 2024
- Changed its registered name from "Abbey Garages (Cardiff) Ltd"
FCA register
2016
6 April 2016
- Roger Charles Pugsley gained significant control
Companies House
2010
10 December 2010
- Became an appointed representative
FCA register
1978
1 December 1978
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms like Abbey Garages (Cardiff)
Other firms of the same type (car dealer), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Abbey Garages (Cardiff)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- All 8 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk