Abbey Garages (Cardiff) Limited

Reference number: 537313

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ABBEY GARAGES (CARDIFF) LIMITED (FRN 537313) is an AR of AUTOMOTIVE COMPLIANCE LIMITED (FRN 497010). When you use ABBEY GARAGES (CARDIFF)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ABBEY GARAGES (CARDIFF), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fordthorne.co.uk first appeared online, and whether it can receive email
  • What kind of line 029 2022 3100 is
  • Who else gives the postcode CF11 8YZ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • CARDIFF AUTO ELECTRICS Trading name: A name it trades under now.
  • Fordthorne Trading name: A name it trades under now.
  • MY CAR JOURNEY Trading name: A name it trades under now.
  • Abbey Garages (Cardiff) Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 December 1978 (47 years old)
Registered office
C/O Acuity Law, 3 Callaghan Square, Cardiff, CF10 5BT, Wales
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
Roger Charles Pugsley Director Oct 1952 Not published 13 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
still active
13

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Full accountsAudited

Profit before tax

−£497k

−246% from £341k

Net assets

£466k

−45% from £840k

Cash at bank

£9,551

−2.1% from £9,756

Owed within a year

£15.5m

+31% from £11.9m

The accounts for the year to 28 February 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £39.6m, for the year to 28 February 2022.

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01403368. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Abbey Garages (Cardiff)’s history from the FCA register and Companies House, newest first.

2024

25 July 2024

  • Changed its registered name from "Abbey Garages (Cardiff) Ltd"

FCA register

2016

6 April 2016

  • Roger Charles Pugsley gained significant control

Companies House

2010

10 December 2010

  • Became an appointed representative

FCA register

1978

1 December 1978

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Abbey Garages (Cardiff)

Other firms of the same type (car dealer), nearest first.

In Cardiff

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Abbey Garages (Cardiff)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Abbey Garages (Cardiff) Limited FCA authorised?
Abbey Garages (Cardiff) Limited (FRN 537313) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Abbey Garages (Cardiff)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Abbey Garages (Cardiff) Limited (FRN 537313) is an AR of AUTOMOTIVE COMPLIANCE LIMITED (FRN 497010). When you use Abbey Garages (Cardiff)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Abbey Garages (Cardiff), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Abbey Garages (Cardiff)’s phone number and website?
The FCA register lists the phone number 029 2022 3100 and the website fordthorne.co.uk for Abbey Garages (Cardiff). If you were given different contact details, use these to check with the firm before going any further.
Is Abbey Garages (Cardiff) a scam or clone?
Abbey Garages (Cardiff) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Abbey Garages (Cardiff)?
Protection works through Automotive Compliance Limited, the principal firm responsible for Abbey Garages (Cardiff)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Abbey Garages (Cardiff)?
Companies House lists one person with significant control of Abbey Garages (Cardiff): Mr Roger Charles Pugsley (significant influence or control).
Who runs Abbey Garages (Cardiff)?
Companies House lists one director of Abbey Garages (Cardiff): Roger Charles Pugsley.
How long has Abbey Garages (Cardiff) been in business?
The company was formed on 1 December 1978.
What do Abbey Garages (Cardiff)’s latest accounts show?
Its latest accounts, to 28 February 2025, show profit before tax of −£497k (−246% from £341k) and net assets of £466k (−45% from £840k).
Does Abbey Garages (Cardiff) use any other names?
It trades as CARDIFF AUTO ELECTRICS, Fordthorne and MY CAR JOURNEY. It has previously used the name Abbey Garages (Cardiff) Ltd.

Sources and links

The full report on Abbey Garages (Cardiff) Limited

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