Above Beyond Finance Limited
Reference number: 1006408
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 30 September 2025
- Confirmation statement is overdue at Companies House
Responsible principal firm
Moorgate Finance Limited Reference number: 662419 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- ABOVE BEYOND FINANCE LIMITED (FRN 1006408) is an AR of Moorgate Finance Limited (FRN 662419). When you use ABOVE BEYOND FINANCE's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from ABOVE BEYOND FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Marriot House, Penarth Road, Cardiff, Cardiff, CF11 8TT, United Kingdom
In the full report: 3 background checks
- When above-beyond.co.uk first appeared online, and whether it can receive email
- What kind of line 029 2169 0270 is
- Who else gives the postcode CF11 8TT
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Moorgate Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- 15173872 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 September 2023 (3 years old)
- Registered office
- Marriot House, Penarth Road, Cardiff, CF11 8TT, Wales
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alexander James Lewis | Director | Jun 1991 | 29 Sep 2023 | None |
| Lewis Jonathan Reed | Director | Feb 1991 | 29 Sep 2023 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£32.1k
+52% from £21.1k
Employees (average)
0
Same as 0
Owed within a year
£41.3k
+5.1% from £39.3k
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15173872. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Above Beyond Finance’s history from the FCA register and Companies House, newest first.
2024
28 January 2024
- Became an appointed representative
FCA register
2023
1 November 2023
- Above Beyond Limited gave up control
- Alexander James Lewis became a part-owner (25–50% of shares)
- Lewis Jonathan Reed became a part-owner (25–50% of shares)
Companies House
29 September 2023
- Incorporated at Companies House
- Above Beyond Limited took control (75–100% of shares)
- Alexander James Lewis appointed as a director
- Lewis Jonathan Reed appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Above Beyond Finance
Other FCA-listed firms that share a director, phone number or address with Above Beyond Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Above Beyond Finance
Other firms of the same type (car dealer), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Above Beyond Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 8 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Is Above Beyond Finance a scam or clone?
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Who owns Above Beyond Finance?
Who runs Above Beyond Finance?
How long has Above Beyond Finance been in business?
What do Above Beyond Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk