Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 July 2025
Responsible principal firm
Jigsaw Finance Limited Reference number: 679612 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Flash Service Group Ltd (FRN 1039694) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not Flash Service Group.
- Example: if Flash Service Group refers you to a financial adviser, the advice should come from the principal firm, not from Flash Service Group itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
Bessemer Close, Cardiff, Cardiff, CF11 8DL, United Kingdom
In the full report: 3 background checks
- When apexmotorscardiff.co.uk first appeared online, and whether it can receive email
- What kind of line 07538 247472 is
- Who else gives the postcode CF11 8DL
Other names (1)
If you were contacted under any of these names, it is this firm.
- Apex Motors Cardiff Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14976887 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 July 2023 (3 years old)
- Registered office
- 20 Bessemer Road, Cardiff, CF11 8BA
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sheikh Mohammed Rifath Hamid | Director | Jan 2003 | 23 Apr 2024 | 4 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£77.1k
Up £70.8k from £6,280
Employees (average)
1
Same as 1
Owed within a year
£20.0k
No earlier figure to compare
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14976887. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Flash Service Group’s history from the FCA register and Companies House, newest first.
2026
28 September 2026
- Sheikh Mohammed Rifath Hamid took control (75–100% of shares)
Companies House
2025
21 August 2025
- Became an introducer appointed representative
FCA register
2024
23 April 2024
- Rowjee Kaur Singh stopped being a part-owner
Companies House
2023
19 September 2023
- Raja Gohar Hussain stopped being a part-owner
Companies House
3 July 2023
- Incorporated at Companies House
- Raja Gohar Hussain became a part-owner (25–50% of shares)
- Rowjee Kaur Singh became a part-owner (25–50% of shares)
Companies House
In the full report: all 13 events
- All 13 events in its history (7 shown here)
- Every director appointment and resignation: 5
Firms connected to Flash Service Group
Other FCA-listed firms that share a director, phone number or address with Flash Service Group. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Flash Service Group
Other firms of the same type (car dealer), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Flash Service Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- All 13 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk