AboveBoard Homes Ltd
Reference number: 989827
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 October 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Howden UK Brokers Limited Reference number: 307663 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- AboveBoard Homes Ltd (FRN 989827) is an AR of Howden UK Brokers Limited (FRN 307663). When you use AboveBoard Homes's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from AboveBoard Homes, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
5 South Charlotte Street, Edinburgh, EH2 4AN, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When aboveboard.homes first appeared online, and whether it can receive email
- What kind of line 0131 385 1118 is
- Whether EH2 4AN is a shared office: 20 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC644426 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 October 2019 (7 years old)
- Registered office
- 5 South Charlotte Street, Edinburgh, EH2 4AN, Scotland
- Nature of business
-
- Residents property management (SIC 98000)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jamie William Hugh Henderson | Director | Jan 1976 | 14 Oct 2019 | 3 other companies |
| Sarah Jane Morrison | Director | Nov 1971 | 14 Oct 2019 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 4
- run together
- 2
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 2 directors run together
Filed accounts and finances
Net assets
£385
−94% from £5,954
Employees (average)
2
Same as 2
Owed within a year
£8,148
+232% from £2,452
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC644426. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
AboveBoard Homes’s history from the FCA register and Companies House, newest first.
2023
11 January 2023
- Became an appointed representative
FCA register
2019
14 October 2019
- Incorporated at Companies House
- Jamie William Hugh Henderson became a part-owner (25–50% of shares)
- Sarah Jane Morrison became a part-owner (25–50% of shares)
- Jamie William Hugh Henderson appointed as a director
- Sarah Jane Morrison appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like AboveBoard Homes
Other firms of the same type (insurance broker), nearest first.
In Edinburgh
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on AboveBoard Homes
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
Is AboveBoard Homes Ltd FCA authorised?
What does appointed representative mean for AboveBoard Homes?
What is AboveBoard Homes’ phone number and website?
Is AboveBoard Homes a scam or clone?
Is my money safe with AboveBoard Homes?
Who owns AboveBoard Homes?
Who runs AboveBoard Homes?
How long has AboveBoard Homes been in business?
What do AboveBoard Homes’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk