Acorn Mortgage Services (Essex) Limited
Reference number: 521616
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 16 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 30 June 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Acorn Mortgage Services (Essex) Limited (FRN 521616) is an AR of HL Partnership Limited (FRN 303397). When you use Acorn Mortgage Services (Essex)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Acorn Mortgage Services (Essex), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Northgate House, Plough Road, Great Bentley, Colchester, Essex, CO7 8LG, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When acornmortgageservices.co.uk first appeared online, and whether it can receive email
- What kind of line 07947 397949 is
- Who else gives the postcode CO7 8LG
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05775002 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 April 2006 (20 years old)
- Registered office
- Northgate House, Plough Road Great Bentley, Essex, CO7 8LG
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mark Alan Smith | Director | Nov 1965 | 10 Apr 2006 | None |
| Connor Smith | Director | Nov 1998 | 6 Apr 2023 | None |
| Christine Elizabeth Beedle | Secretary | Not published | 10 Apr 2006 | – |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Net assets
£52.0k
−9.2% from £57.2k
Employees (average)
2
Same as 2
Owed within a year
£21.0k
−6% from £22.4k
Assets and liabilities
In the full report: all 8 years of accounts
- Every year from 2019 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05775002. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Acorn Mortgage Services (Essex)’s history from the FCA register and Companies House, newest first.
2023
6 April 2023
- Connor Smith became a part-owner (25–50% of shares)
Companies House
2017
10 April 2017
- Mark Alan Smith took control (50–75% of shares)
Companies House
2010
2 April 2010
- Became an appointed representative
FCA register
2006
10 April 2006
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 4
Firms connected to Acorn Mortgage Services (Essex)
Other FCA-listed firms that share a director, phone number or address with Acorn Mortgage Services (Essex). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Acorn Mortgage Services (Essex)
Other firms of the same type (insurance broker), nearest first.
In Colchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Acorn Mortgage Services (Essex)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 8 years of accounts, charted
- All 8 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Acorn Mortgage Services (Essex) Limited FCA authorised?
What does appointed representative mean for Acorn Mortgage Services (Essex)?
What is Acorn Mortgage Services (Essex)’s phone number and website?
Is Acorn Mortgage Services (Essex) a scam or clone?
Is my money safe with Acorn Mortgage Services (Essex)?
Who owns Acorn Mortgage Services (Essex)?
Who runs Acorn Mortgage Services (Essex)?
How long has Acorn Mortgage Services (Essex) been in business?
What do Acorn Mortgage Services (Essex)’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk