Appointed Representative 1 Limited

Reference number: 686015

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Independent Broking Solutions Limited Reference number: 312026 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Appointed Representative 1 Limited (FRN 686015) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use Appointed Representative 1's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Appointed Representative 1, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3621 4759

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    5 Churchwell Avenue, Easthorpe, Colchester, Essex, CO5 9HN, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3621 4759 is, and the 23 other firms that give it
  • Who else gives the postcode CO5 9HN
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Steadfast Re London Brokers Limited Former name
  • Steadre Limited Former name
  • DVKA Consultants Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09533776
Company status
Active
Company type
Private limited company
Incorporated
9 April 2015 (11 years old)
Registered office
5 Churchwell Avenue, Easthorpe, Colchester, Essex, CO5 9HN, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Beresford Readings Director Jun 1952 9 Apr 2015 57 other companies
Lourene Lopez Secretary Not published 21 Dec 2022 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
57
closed down
28
are FCA-registered
15

In the full report: all 57 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 15 on the FCA register
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Micro-entity accountsNot audited

Net assets

£210k

+54% from £137k

Employees (average)

4

Same as 4

Owed within a year

£512k

+19% from £431k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09533776. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Appointed Representative 1’s history from the FCA register and Companies House, newest first.

Key events (9) All events (24)

2025

22 October 2025

  • Changed its registered name from "Steadfast Re London Brokers Limited"

FCA register

24 September 2025

  • Simon John Cloney no longer has significant control
  • Steadfast Re Pty Limited gave up control
  • Wecoya Nordics & Baltic Underwriting Gmbh took control (75–100% of shares)

Companies House

2022

17 October 2022

  • Simon John Cloney gained significant control

Companies House

2016

6 April 2016

  • Steadfast Re Pty Limited took control (75–100% of shares)

Companies House

2015

11 June 2015

  • Changed its registered name from "Steadre Limited"

FCA register

17 April 2015

  • Became an appointed representative

FCA register

9 April 2015

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (9 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Appointed Representative 1

Other FCA-listed firms that share a director, phone number or address with Appointed Representative 1. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
9

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (9), the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Appointed Representative 1

Other firms of the same type (insurance broker), nearest first.

In Colchester

Acorn Mortgage Services (Essex) LimitedColchesterAppointed representativeAmeriCover LimitedColchesterAppointed representativeArma Karma LimitedColchesterAppointed representativeAssociation of Translation Companies LimitedColchesterAppointed representativeAssured Funding LtdColchesterAppointed representativeBGA Financial Services LimitedColchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Appointed Representative 1

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 57 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 24 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Appointed Representative 1 Limited FCA authorised?
Appointed Representative 1 Limited (FRN 686015) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Appointed Representative 1?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Appointed Representative 1 Limited (FRN 686015) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use Appointed Representative 1's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Appointed Representative 1, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Appointed Representative 1’s phone number?
The FCA register lists the phone number 020 3621 4759 for Appointed Representative 1. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 23 other FCA firms, one of which is no longer authorised.
Is Appointed Representative 1 a scam or clone?
Appointed Representative 1 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Appointed Representative 1?
Protection works through Independent Broking Solutions Limited, the principal firm responsible for Appointed Representative 1's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Appointed Representative 1?
Appointed Representative 1 is owned by Wecoya Nordics & Baltic Underwriting Gmbh, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board, significant influence or control and held through a firm, since 24 September 2025. Before that, it was controlled by Mr Simon John Cloney and Steadfast Re Pty Limited.
Who runs Appointed Representative 1?
Companies House lists one director of Appointed Representative 1: Nicholas Beresford Readings.
How long has Appointed Representative 1 been in business?
The company was formed on 9 April 2015.
What do Appointed Representative 1’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £210k (+54% from £137k).
Does Appointed Representative 1 use any other names?
It has previously used 3 other names: Steadfast Re London Brokers Limited, Steadre Limited and DVKA Consultants.

Sources and links

The full report on Appointed Representative 1 Limited

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