Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £9,130 more than it owned
Responsible principal firm
Open Prepaid Funerals Limited Reference number: 962403 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Adams & Young Funeral Directors LTD (FRN 986602) introduces customers to Open Prepaid Funerals Limited (FRN 962403). Any regulated advice or arranging is done by the principal, not Adams & Young Funeral Directors.
- Example: if Adams & Young Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from Adams & Young Funeral Directors itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
48 Waungron Road, Waungron Road, Llandaff, Cardiff, Wales, CF5 2JL, United Kingdom
In the full report: 3 background checks
- When adamsyoungfunerals.co.uk first appeared online, and whether it can receive email
- What kind of line 029 2236 0247 is
- Who else gives the postcode CF5 2JL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Open Prepaid Funerals Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13824723 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 January 2022 (4 years old)
- Registered office
- 48, Waungron Road Waungron Road, Llandaff, Cardiff, CF5 2JL, Wales
- Nature of business
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- Funeral and related activities (SIC 96030)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Rebecca Louise Adams | Director | Apr 1986 | 2 Jan 2022 | None |
| Helen Louise Young | Director | Apr 1981 | 24 Aug 2022 | None |
| Helen Louise Young | Secretary | Not published | 2 Jan 2022 | – |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
−£9,130
Up £22.1k from −£31.2k
Employees (average)
2
Same as 2
Owed within a year
£20.5k
+13% from £18.2k
Net assets are negative: on its last balance sheet the company owed £9,130 more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13824723. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Adams & Young Funeral Directors’s history from the FCA register and Companies House, newest first.
2022
4 November 2022
- Became an introducer appointed representative
FCA register
2 January 2022
- Incorporated at Companies House
- Helen Louise Young became a part-owner (25–50% of shares)
- Rebecca Louise Adams became a part-owner (25–50% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms like Adams & Young Funeral Directors
Other firms of the same type (funeral director), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Adams & Young Funeral Directors
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk