Ivor Thomas Funerals Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2018
Accounts filed up to 31 December 2025

Responsible principal firm

GOLDEN LEAVES LIMITED Reference number: 960923 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Ivor Thomas Funerals Limited (FRN 980498) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not Ivor Thomas Funerals.
Example: if Ivor Thomas Funerals refers you to a financial adviser, the advice should come from the principal firm, not from Ivor Thomas Funerals itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ivorthomasfunerals.co.uk (opens in a new tab)
Phone number

029 2169 0022
Address

81 Rhydhelig Avenue, Cardiff, Caerdydd, CF14 4DB, United Kingdom

In the full report: 3 background checks

When ivorthomasfunerals.co.uk first appeared online, and whether it can receive email
What kind of line 029 2169 0022 is
Who else gives the postcode CF14 4DB

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Golden Leaves Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11723359 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 12 December 2018 (7 years old)
Registered office: 81 Rhydhelig Avenue, Cardiff, Caerdydd, CF14 4DB, Wales
Nature of business: Funeral and related activities (SIC 96030)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ivor Neil Thomas	Director	Feb 1957	12 Dec 2018	1 other company
Mark Ivor Thomas	Director	Jan 1989	12 Dec 2018	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£75.4k

+304% from £18.7k

Employees (average)

7

−13% from 8

Owed within a year

£163k

+705% from £20.3k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11723359. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ivor Thomas Funerals’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2022

8 August 2022

Became an introducer appointed representative

FCA register

2018

12 December 2018

Incorporated at Companies House
Ivor Neil Thomas became a part-owner (25–50% of shares)
Mark Ivor Thomas became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms like Ivor Thomas Funerals

Other firms of the same type (funeral director), nearest first.

In Cardiff

Adams & Young Funeral Directors LTDCardiffAppointed representative Coles Funeral Directors LtdCardiffAppointed representative Green Willow Funerals LimitedCardiffAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ivor Thomas Funerals

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 7 events in its history

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Frequently asked questions about this firm

Is Ivor Thomas Funerals Limited FCA authorised?

Ivor Thomas Funerals Limited (FRN 980498) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Ivor Thomas Funerals?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Ivor Thomas Funerals Limited (FRN 980498) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not Ivor Thomas Funerals. Example: if Ivor Thomas Funerals refers you to a financial adviser, the advice should come from the principal firm, not from Ivor Thomas Funerals itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Ivor Thomas Funerals’ phone number and website?

The FCA register lists the phone number 029 2169 0022 and the website ivorthomasfunerals.co.uk for Ivor Thomas Funerals. If you were given different contact details, use these to check with the firm before going any further.

Is Ivor Thomas Funerals a scam or clone?

Ivor Thomas Funerals is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Ivor Thomas Funerals?

Protection works through Golden Leaves Limited, the principal firm responsible for Ivor Thomas Funerals's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Ivor Thomas Funerals?

Companies House lists 2 people with significant control of Ivor Thomas Funerals: Mr Mark Ivor Thomas (25–50% of shares) and Mr Ivor Neil Thomas (25–50% of shares).

Who runs Ivor Thomas Funerals?

Companies House lists 2 directors of Ivor Thomas Funerals: Ivor Neil Thomas and Mark Ivor Thomas.

How long has Ivor Thomas Funerals been in business?

The company was formed on 12 December 2018.

What do Ivor Thomas Funerals’ latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £75.4k (+304% from £18.7k).