Adastra Financial Ltd

Reference number: 1012180

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Adastra Financial Ltd (FRN 1012180) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Adastra Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Adastra Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8042 1255

  • Address

    Unit 1.1 East, 116 Brompton Road, London, Westminster, SW3 1JJ, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 8042 1255 is, and the other firm that gives it
  • Whether SW3 1JJ is a shared office: 116 other firms give it
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 March 2024 (2 years old)
Registered office
Lakeview House, 4 Woodbrook Crescent, Billericay, Essex, CM12 0EQ, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Jack Charles Cotton O'Meara Director Mar 1995 19 Mar 2024 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Total equity

−£2,226

No earlier figure to compare

Cash at bank

£248

No earlier figure to compare

Owed within a year

£3,160

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £2,226 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15577248. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Adastra Financial’s history from the FCA register and Companies House, newest first.

2024

9 May 2024

  • Became an appointed representative
  • Began trading as "Adastra Financial"

FCA register

19 March 2024

  • Incorporated at Companies House
  • Jack Charles Cotton O'Meara took control (75–100% of shares)
  • Jack Charles Cotton O'meara appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Adastra Financial

Other FCA-listed firms that share a director, phone number or address with Adastra Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Adastra Financial

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Adastra Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 5 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Adastra Financial Ltd FCA authorised?
Adastra Financial Ltd (FRN 1012180) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Adastra Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Adastra Financial Ltd (FRN 1012180) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Adastra Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Adastra Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Adastra Financial’s phone number?
The FCA register lists the phone number 020 8042 1255 for Adastra Financial. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Adastra Financial a scam or clone?
Adastra Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Adastra Financial?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Adastra Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Adastra Financial?
Companies House lists one person with significant control of Adastra Financial: Mr Jack Charles Cotton O'Meara (75–100% of shares).
Who runs Adastra Financial?
Companies House lists one director of Adastra Financial: Jack Charles Cotton O'Meara.
How long has Adastra Financial been in business?
The company was formed on 19 March 2024.
What do Adastra Financial’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of −£2,226 (no earlier figure to compare) and cash at bank of £248 (no earlier figure to compare).

Sources and links

The full report on Adastra Financial Ltd

£19.99 · Instant PDF download

Loading secure checkout…