Aelia Assurances UK Ltd
Reference number: 989549
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 December 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Independent Broking Solutions Limited Reference number: 312026 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- AELIA ASSURANCES UK LTD (FRN 989549) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use AELIA ASSURANCES UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from AELIA ASSURANCES UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1 George Yard, 4th Floor, London, EC3V 9DF, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When aelia-assurances.com first appeared online, and whether it can receive email
- What kind of line 07908 556519 is, and the 2 other firms that give it
- Whether EC3V 9DF is a shared office: 22 other firms give it
Other names (3)
If you were contacted under any of these names, it is this firm.
- AELIA ASS UK LTD Former name: A name it was registered under before.
- AELIA ASSURANCE BROKERS UK LTD Former name: A name it was registered under before.
- AELIA ASSURANCE UK LTD Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14563547 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 December 2022 (3 years old)
- Registered office
- 1 George Yard, 4th Floor, London, EC3V 9DF, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Berengere Dezaphix | Director | Aug 1972 | 30 Dec 2022 | None |
| Christelle Labeyrie | Director | Oct 1977 | 30 Dec 2022 | None |
| Nicholas Beresford Readings | Director | Jun 1952 | 26 Mar 2026 | 28 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 28
- closed down
- 4
- are FCA-registered
- 19
In the full report: all 28 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 19 on the FCA register, including one no longer authorised
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£100
Same as £100
Cash at bank
£100
Same as £100
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14563547. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Aelia Assurances UK’s history from the FCA register and Companies House, newest first.
2026
1 January 2026
- Bérengère Françoise Barrière Épouse Dezaphix gained significant control
Companies House
2025
4 July 2025
- Regis Morales stopped being a part-owner
Companies House
7 February 2025
- Jean-Michel Bonte stopped being a part-owner
Companies House
2023
9 May 2023
- Changed its registered name from "AELIA ASSURANCE UK LTD"
FCA register
21 March 2023
- Changed its registered name from "AELIA ASSURANCE BROKERS UK LTD"
FCA register
9 March 2023
- Changed its registered name from "AELIA ASS UK LTD"
FCA register
6 January 2023
- Became an appointed representative
FCA register
2022
30 December 2022
- Incorporated at Companies House
- Jean-Michel Bonte became a part-owner (25–50% of shares)
- Regis Morales became a part-owner (25–50% of shares)
Companies House
In the full report: all 17 events
- All 17 events in its history (10 shown here)
- Every director appointment and resignation: 7
Firms connected to Aelia Assurances UK
Other FCA-listed firms that share a director, phone number or address with Aelia Assurances UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share a director
- 12
- share its phone number
- 1
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12), the same phone number (1), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Aelia Assurances UK
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Aelia Assurances UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 28 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 17 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Aelia Assurances UK’s latest accounts show?
Does Aelia Assurances UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk