AFS Financial Management Ltd

Reference number: 485097

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AFS Financial Management Ltd (FRN 485097) is an AR of In2 Planning Limited (FRN 456198). When you use AFS Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AFS Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When afsfinman.com first appeared online, and whether it can receive email
  • What kind of line 020 7262 2696 is
  • Who else gives the postcode W1H 1RP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • AFS Financial Managment Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through In2 Planning Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
A F S FINANCIAL MANAGEMENT LIMITED
Company status
Active
Company type
Private limited company
Incorporated
3 April 1981 (45 years old)
Registered office
40 Upper Montagu Street, London, W1H 1RP, United Kingdom
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
George Howard Stamp Director Aug 1992 20 Dec 2021 None
Graham Peter Stamp Director Mar 1953 Not published 4 other companies
George Howard Stamp Secretary Not published 1 Apr 2016 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£1.04m

+1.1% from £1.03m

Cash at bank

£114k

−82% from £621k

Employees (average)

9

−10% from 10

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01554629. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AFS Financial Management’s history from the FCA register and Companies House, newest first.

2025

1 November 2025

  • Annette Stamp became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Annette Stamp became a part-owner (25–50% of shares)
  • Graham Peter Stamp became the majority owner (50–75% of shares)

Companies House

3 March 2016

  • Changed its registered name from "AFS Financial Managment Ltd"

FCA register

2008

20 June 2008

  • Became an appointed representative

FCA register

1981

3 April 1981

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like AFS Financial Management

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AFS Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is AFS Financial Management Ltd FCA authorised?
AFS Financial Management Ltd (FRN 485097) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AFS Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AFS Financial Management Ltd (FRN 485097) is an AR of In2 Planning Limited (FRN 456198). When you use AFS Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AFS Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AFS Financial Management’s phone number and website?
The FCA register lists the phone number 020 7262 2696 and the website afsfinman.com for AFS Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is AFS Financial Management a scam or clone?
AFS Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AFS Financial Management?
Protection works through In2 Planning Limited, the principal firm responsible for AFS Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AFS Financial Management?
Companies House lists 3 people with significant control of AFS Financial Management: Mr Graham Peter Stamp (50–75% of shares), Mrs Annette Stamp (25–50% of shares) and Mrs Annette Stamp (25–50% of shares).
Who runs AFS Financial Management?
Companies House lists 2 directors of AFS Financial Management: George Howard Stamp and Graham Peter Stamp.
How long has AFS Financial Management been in business?
The company was formed on 3 April 1981.
What do AFS Financial Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.04m (+1.1% from £1.03m) and cash at bank of £114k (−82% from £621k).
Does AFS Financial Management use any other names?
It has previously used the name AFS Financial Managment Ltd.

Sources and links

The full report on AFS Financial Management Ltd

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