Ald Automotive Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 1970
301 Ombudsman complaints in January–June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

aldautomotive.co.uk (opens in a new tab)
Phone number

0117 908 2000
Address

A L D Automotive, Oakwood Drive, Emersons Green, Bristol, South Gloucestershire, BS16 7LB, United Kingdom

In the full report: 3 background checks

When aldautomotive.co.uk first appeared online, and whether it can receive email
What kind of line 0117 908 2000 is
Who else gives the postcode BS16 7LB

Other names (13)

If you were contacted under any of these names, it is this firm.

Ford Lease Trading name: A name it trades under now.
Hyundai Contract Hire Trading name: A name it trades under now.
Kia Contract Hire Trading name: A name it trades under now.
Lombard Vehicle Solutions Trading name: A name it trades under now.
Polestar Leasing Trading name: A name it trades under now.
smart Mobility Financial Services Trading name: A name it trades under now.
Vauxhall Leasing Trading name: A name it trades under now.
Ald Automotive Car Supermarket Former trading name: A name it used to trade under.
Bristol's Car Supermarket Former trading name: A name it used to trade under.
Chevrolet Lease Former trading name: A name it used to trade under.
Mazda Contract Hire Former trading name: A name it used to trade under.
NatWest Car Finance Former trading name: A name it used to trade under.
Saab Contract Hire Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Lend or arrange credit · Hire out goods to consumers No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Credit Broking
Debt Adjusting
Debt-counselling
Entering into Regulated Consumer Hire Agreements as owner
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025: 301
upheld, against a 31% median: 33%
about banking and credit: 301

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 00987418 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 20 August 1970 (56 years old)
Registered office: Oakwood Drive, Emersons Green, Bristol, BS16 7LB, England
Nature of business: Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Timothy James Laver	Director	May 1975	1 Jul 2019	10 other companies
Rob Cully	Director	Nov 1978	23 Apr 2025	8 other companies
Lisa Wilkinson	Secretary	Not published	16 Oct 2023	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 10
still active: 10
is FCA-registered: 1

In the full report: all 10 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 8 companies these 2 directors run together
All 25 people who have ever been directors, with their dates

Key dates in its history

Ald Automotive’s history from the FCA register and Companies House, newest first.

Key events (5) All events (69)

2016

6 April 2016

Ald Automotive Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1970

20 August 1970

Incorporated at Companies House

Companies House

In the full report: all 69 events

All 69 events in its history (5 shown here)
Every director appointment and resignation: 42

Firms connected to Ald Automotive

Other FCA-listed firms that share a director, phone number or address with Ald Automotive. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Ald Automotive

Other firms of the same type (lender), nearest first.

In Bristol

U K Insurance Business Solutions LimitedBristolAuthorised Atomos Financial Planning LimitedBristolAuthorised Castle Loans LtdBristolAuthorised Coast Finance UK LimitedBristolAuthorised Ddc Financial Solutions LimitedBristolAuthorised Elm (Legal Services) Ltd.BristolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ald Automotive

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

10 other companies its directors have run, named
3 background checks on its contact details
All 69 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ald Automotive Limited FCA authorised?

Yes, Ald Automotive Limited (FRN 308101) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.

What is Ald Automotive’s phone number and website?

The FCA register lists the phone number 0117 908 2000 and the website aldautomotive.co.uk for Ald Automotive. If you were given different contact details, use these to check with the firm before going any further.

Is Ald Automotive a scam or clone?

Ald Automotive is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Ald Automotive?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Ald Automotive handles your money, so check the specific product before you commit. You can also refer complaints about Ald Automotive to the Financial Ombudsman Service, free of charge.

Who owns Ald Automotive?

Ald Automotive is owned by Ald Automotive Group Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.

Who runs Ald Automotive?

Companies House lists 2 directors of Ald Automotive: Timothy James Laver and Rob Cully.

How long has Ald Automotive been in business?

The company was formed on 20 August 1970, and has held its current FCA authorisation since January 2005.

How many complaints does Ald Automotive get?

In January–June 2025, the Financial Ombudsman Service received 301 new complaints about Ald Automotive, and upheld 33% of those it decided.

Does Ald Automotive use any other names?

It trades as Ford Lease, Hyundai Contract Hire, Kia Contract Hire, Lombard Vehicle Solutions and Polestar Leasing, and 2 more names. It has previously used 6 other names, including Ald Automotive Car Supermarket, Bristol's Car Supermarket and Chevrolet Lease.