Alternative Bridging Corporation (Cheval) Limited

Reference number: 300608

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When alternativebridging.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8349 5190 is, and the other firm that gives it
  • Who else gives the postcode WD6 1JN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Cheval Commercial Finance Limited Former name: A name it was registered under before.
  • Southern Pacific Bridging Ltd Former name: A name it was registered under before.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Entering into a regulated mortgage contract as lender

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 May 2001 (25 years old)
Registered office
2 Imperial Place, Maxwell Road, Borehamwood, Hertfordshire, WD6 1JN, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Daniel Meller Director Sep 1967 9 Sep 2013 41 other companies
Brian Leslie Rubins Director Dec 1939 9 Sep 2013 31 other companies
Jonathan Rubins Director May 1967 9 Sep 2013 80 other companies
Allan Howard Kay Director Dec 1963 24 Sep 2013 24 other companies
Laxmi Sivasubramanian Secretary Not published 5 Aug 2022 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
122
closed down
82
are FCA-registered
3

In the full report: all 122 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 30 companies these 4 directors run together
  • All 21 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsAudited

Profit before tax

£20.6k

−23% from £26.7k

Total equity

£11.7k

−79% from £55.1k

Cash at bank

£5,870

−50% from £11.8k

Employees (average)

0

−100% from 4

The accounts for the year to 30 September 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £715k, for the year to 30 September 2024.

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04219776. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2018

18 May 2018

  • Southern Group Limited stopped being a part-owner

Companies House

2016

6 April 2016

  • Alternative Bridging Corporation Limited took control (75–100% of votes)
  • Southern Group Limited became a part-owner (25–50% of shares)

Companies House

2014

24 July 2014

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2013

29 October 2013

  • Changed its registered name from "Cheval Commercial Finance Limited"

FCA register

9 September 2013

  • Board replaced: all 5 directors left and 3 new directors took over

Companies House

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

8 January 2008

  • Changed its registered name from "Southern Pacific Bridging Ltd"

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2001

18 May 2001

  • Incorporated at Companies House

Companies House

In the full report: all 51 events

  • All 51 events in its history (11 shown here)
  • Every director appointment and resignation: 38
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
2
share its phone number
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Similar firms

Other firms of the same type (mortgage lender), nearest first.

In Borehamwood

In the Watford (WD) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 122 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 51 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Alternative Bridging Corporation (Cheval) Limited FCA authorised?
Yes, Alternative Bridging Corporation (Cheval) Limited (FRN 300608) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Alternative Bridging Corporation (Cheval)’s phone number and website?
The FCA register lists the phone number 020 8349 5190 and the website alternativebridging.co.uk for Alternative Bridging Corporation (Cheval). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Alternative Bridging Corporation (Cheval) a scam or clone?
Scammers have impersonated Alternative Bridging Corporation (Cheval): the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Alternative Bridging Corporation (Cheval), shown on this page.
Is my money safe with Alternative Bridging Corporation (Cheval)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Alternative Bridging Corporation (Cheval) to the Financial Ombudsman Service, free of charge.
Who owns Alternative Bridging Corporation (Cheval)?
Alternative Bridging Corporation (Cheval) is owned by Alternative Bridging Corporation Limited, which holds 75–100% of votes, since 6 April 2016. Before that, it was controlled by Southern Group Limited.
Who runs Alternative Bridging Corporation (Cheval)?
Companies House lists 4 directors of Alternative Bridging Corporation (Cheval): Stephen Daniel Meller, Brian Leslie Rubins, Jonathan Rubins and Allan Howard Kay.
How long has Alternative Bridging Corporation (Cheval) been in business?
The company was formed on 18 May 2001, and has held its current FCA authorisation since October 2004.
What do Alternative Bridging Corporation (Cheval)’s latest accounts show?
Its latest accounts, to 30 September 2025, show profit before tax of £20.6k (−23% from £26.7k) and total equity of £11.7k (−79% from £55.1k).
Does Alternative Bridging Corporation (Cheval) use any other names?
It has previously used 2 other names: Cheval Commercial Finance Limited and Southern Pacific Bridging Ltd.

Sources and links

The full report on Alternative Bridging Corporation (Cheval) Limited

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