Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 2, Imperial Place, Maxwell Road, Borehamwood, Hertfordshire, WD6 1JN, United Kingdom
In the full report: 3 background checks
- When alternativebridging.co.uk first appeared online, and whether it can receive email
- What kind of line 020 8349 5190 is, and the other firm that gives it
- Who else gives the postcode WD6 1JN
Other names (2)
If you were contacted under any of these names, it is this firm.
- Cheval Commercial Finance Limited Former name: A name it was registered under before.
- Southern Pacific Bridging Ltd Former name: A name it was registered under before.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
The FCA warning these came from
- Alternative Bridging Corporation 24 July 2014
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Acting as a CBTL lender
- Administering a regulated mortgage contract
- Entering into a regulated mortgage contract as lender
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04219776 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 May 2001 (25 years old)
- Registered office
- 2 Imperial Place, Maxwell Road, Borehamwood, Hertfordshire, WD6 1JN, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Daniel Meller | Director | Sep 1967 | 9 Sep 2013 | 41 other companies |
| Brian Leslie Rubins | Director | Dec 1939 | 9 Sep 2013 | 31 other companies |
| Jonathan Rubins | Director | May 1967 | 9 Sep 2013 | 80 other companies |
| Allan Howard Kay | Director | Dec 1963 | 24 Sep 2013 | 24 other companies |
| Laxmi Sivasubramanian | Secretary | Not published | 5 Aug 2022 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 122
- closed down
- 82
- are FCA-registered
- 3
In the full report: all 122 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 30 companies these 4 directors run together
- All 21 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£20.6k
−23% from £26.7k
Total equity
£11.7k
−79% from £55.1k
Cash at bank
£5,870
−50% from £11.8k
Employees (average)
0
−100% from 4
The accounts for the year to 30 September 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £715k, for the year to 30 September 2024.
Turnover and profit
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 04219776. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2018
18 May 2018
- Southern Group Limited stopped being a part-owner
Companies House
2016
6 April 2016
- Alternative Bridging Corporation Limited took control (75–100% of votes)
- Southern Group Limited became a part-owner (25–50% of shares)
Companies House
2014
24 July 2014
- FCA warned the public about a scam impersonating this firm
FCA warning list
2013
29 October 2013
- Changed its registered name from "Cheval Commercial Finance Limited"
FCA register
9 September 2013
- Board replaced: all 5 directors left and 3 new directors took over
Companies House
1 April 2013
- Regulated by the FCA from this date
FCA register
2008
8 January 2008
- Changed its registered name from "Southern Pacific Bridging Ltd"
FCA register
2004
31 October 2004
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
2001
18 May 2001
- Incorporated at Companies House
Companies House
In the full report: all 51 events
- All 51 events in its history (11 shown here)
- Every director appointment and resignation: 38
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 6
- share a director
- 2
- share its phone number
- 1
In the full report: all 6 connected firms, named
- How each is linked: shared directors (2), the same phone number (1), the same postcode (5)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Similar firms
Other firms of the same type (mortgage lender), nearest first.
In Borehamwood
In the Watford (WD) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 122 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 51 events in its history
- 6 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Alternative Bridging Corporation (Cheval) Limited FCA authorised?
What is Alternative Bridging Corporation (Cheval)’s phone number and website?
Is Alternative Bridging Corporation (Cheval) a scam or clone?
Is my money safe with Alternative Bridging Corporation (Cheval)?
Who owns Alternative Bridging Corporation (Cheval)?
Who runs Alternative Bridging Corporation (Cheval)?
How long has Alternative Bridging Corporation (Cheval) been in business?
What do Alternative Bridging Corporation (Cheval)’s latest accounts show?
Does Alternative Bridging Corporation (Cheval) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: Alternative Bridging Corporation fca.org.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk