On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Unit 2 Imperial Place, Maxwell Road, Borehamwood, WD6 1JN, United Kingdom
In the full report: 1 background check
- Who else gives the postcode WD6 1JN
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 17144230 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 April 2026 (less than a year old)
- Registered office
- Unit 2 Imperial Place, Maxwell Road, Borehamwood, Hertfordshire, WD6 1JN, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Allan Howard Kay | Director | Dec 1963 | 8 Apr 2026 | 24 other companies |
| Stephen Daniel Meller | Director | Sep 1967 | 8 Apr 2026 | 41 other companies |
| Jonathan Rubins | Director | May 1967 | 8 Apr 2026 | 80 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 115
- closed down
- 78
- are FCA-registered
- 4
In the full report: all 115 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register
- The 22 companies these 3 directors run together
Key dates in its history
Alternative Commercial Mortgages’s history from the FCA register and Companies House, newest first.
2026
9 October 2026
- Registered with the FCA
FCA register
8 April 2026
- Incorporated at Companies House
- Alternative Bridging Corporation Limited took control (75–100% of shares)
Companies House
In the full report: all 6 events
- All 6 events in its history (3 shown here)
- Every director appointment and resignation: 3
Firms connected to Alternative Commercial Mortgages
Other FCA-listed firms that share a director, phone number or address with Alternative Commercial Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Alternative Commercial Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Watford (WD) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Alternative Commercial Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 115 other companies its directors have run, named
- 1 background check on its contact details
- All 6 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Alternative Commercial Mortgages Limited FCA authorised?
Is Alternative Commercial Mortgages a scam or clone?
Is my money safe with Alternative Commercial Mortgages?
Who owns Alternative Commercial Mortgages?
Who runs Alternative Commercial Mortgages?
How long has Alternative Commercial Mortgages been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk