Andrew Album Financial Consultancy Ltd

Reference number: 215296

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Andrew Album Financial Consultancy Ltd (FRN 215296) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Andrew Album Financial Consultancy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Andrew Album Financial Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When andrewalbum.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7830 9633 is
  • Who else gives the postcode SW1A 1AH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Andrew Album Financial Consultancy Former name
  • Andrew Robert Alburn Former name
  • Andrew Alburn Financial Consultancy Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ANDREW ALBUM FINANCIAL CONSULTANCY LIMITED
Company number
06255823
Company status
Active
Company type
Private limited company
Incorporated
22 May 2007 (19 years old)
Registered office
3rd Floor, Marlborough House, 298 Regents Park Road, Finchley, London, N3 2SZ, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Robert Album Director Feb 1966 22 May 2007 1 other company
Ilana Album Director Sep 1968 22 May 2007 1 other company
Ilana Album Secretary Not published 22 May 2007 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£312k

−22% from £401k

Cash at bank

£58.9k

−56% from £135k

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06255823. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Andrew Album Financial Consultancy’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

6 April 2016

  • Andrew Robert Album took control (75–100% of shares)

Companies House

2007

13 June 2007

  • Changed its registered name from "Andrew Robert Alburn"

FCA register

22 May 2007

  • Incorporated at Companies House

Companies House

27 February 2007

  • Changed its registered name from "Andrew Album Financial Consultancy"

FCA register

2002

11 July 2002

  • Became an appointed representative

FCA register

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Andrew Album Financial Consultancy

Other FCA-listed firms that share a director, phone number or address with Andrew Album Financial Consultancy. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Andrew Album Financial Consultancy

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Andrew Album Financial Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 10 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Andrew Album Financial Consultancy Ltd FCA authorised?
Andrew Album Financial Consultancy Ltd (FRN 215296) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andrew Album Financial Consultancy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrew Album Financial Consultancy Ltd (FRN 215296) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Andrew Album Financial Consultancy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrew Album Financial Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Andrew Album Financial Consultancy’s phone number and website?
The FCA register lists the phone number 020 7830 9633 and the website andrewalbum.co.uk for Andrew Album Financial Consultancy. If you were given different contact details, use these to check with the firm before going any further.
Is Andrew Album Financial Consultancy a scam or clone?
Andrew Album Financial Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Andrew Album Financial Consultancy?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Andrew Album Financial Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Andrew Album Financial Consultancy?
Companies House lists one person with significant control of Andrew Album Financial Consultancy: Andrew Robert Album (75–100% of shares).
Who runs Andrew Album Financial Consultancy?
Companies House lists 2 directors of Andrew Album Financial Consultancy: Andrew Robert Album and Ilana Album.
How long has Andrew Album Financial Consultancy been in business?
The company was formed on 22 May 2007.
What do Andrew Album Financial Consultancy’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £312k (−22% from £401k) and cash at bank of £58.9k (−56% from £135k).
Does Andrew Album Financial Consultancy use any other names?
It has previously used 3 other names: Andrew Album Financial Consultancy, Andrew Robert Alburn and Andrew Alburn Financial Consultancy.

Sources and links

The full report on Andrew Album Financial Consultancy Ltd

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