Registered with the FCA
This firm is registered as a small e-money institution. That is a lighter regime than full FCA authorisation, applied to smaller e-money firms, though it must still safeguard the money it holds.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
3B, Steam Mill Business Centre, Steam Mill Street, Chester, CH3 5AN, United Kingdom
In the full report: 2 background checks
- What kind of line 0345 266 8758 is
- Who else gives the postcode CH3 5AN
Other names (5)
If you were contacted under any of these names, it is this firm.
- AvilaPay Trading name: A name it trades under now.
- Muloot Money Trading name: A name it trades under now.
- Avila House Limited Former name: A name it was registered under before.
- Avila Former trading name: A name it used to trade under.
- AvilaMoney Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09609407 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 May 2015 (11 years old)
- Registered office
- Maple House Park West, Sealand Road, Chester, CH1 4RN, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Adam David Rigler | Director | Aug 1966 | 26 Apr 2023 | 10 other companies |
| Matthew James O'Brien | Secretary | Not published | 25 Apr 2024 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- closed down
- 1
- still active
- 9
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£2.04m
No earlier figure to compare
Owed within a year
£3.02m
+19% from £2.54m
Net assets are negative: on its last balance sheet the company owed £2.04m more than it owned.
Total equity
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09609407. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Aspire Payments’s history from the FCA register and Companies House, newest first.
2023
15 May 2023
- Changed its registered name from "Avila House Limited"
FCA register
26 April 2023
- Board replaced: its only director left and 2 new directors took over
- Aspire Commerce Group Limited took control (75–100% of shares)
- Cornerstone Payment Solutions Ltd gave up control
Companies House
2020
19 October 2020
- Board replaced: its only director left and 2 new directors took over
- Cornerstone Payment Solutions Ltd took control (75–100% of shares)
- Ernesto Camilo Moreno Rodriguez gave up control
Companies House
2018
12 September 2018
- Status on the FCA register became "Small Electronic Money Institution"
FCA register
4 June 2018
- Regulated by the FCA from this date
FCA register
2016
6 April 2016
- Ernesto Camilo Moreno Rodriguez took control (75–100% of shares)
Companies House
2015
27 May 2015
- Incorporated at Companies House
Companies House
In the full report: all 28 events
- All 28 events in its history (11 shown here)
- Every director appointment and resignation: 11
Firms like Aspire Payments
Other firms of the same type (payment or money transfer firm), nearest first.
In the Chester (CH) postcode area
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Aspire Payments
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 2 background checks on its contact details
- All 28 events in its history
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Frequently asked questions about this firm
Is Aspire Payments limited FCA authorised?
What is Aspire Payments’ phone number?
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Who runs Aspire Payments?
How long has Aspire Payments been in business?
What do Aspire Payments’ latest accounts show?
Does Aspire Payments use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk