B & C E Insurance Limited

Reference number: 177791

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bandce.co.uk first appeared online, and whether it can receive email
  • What kind of line 0300 200 0555 is, and the 2 other firms that give it
  • Who else gives the postcode RH10 9QP
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FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Effecting contracts of insurance
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03093365
Company status
Active
Company type
Private limited company
Incorporated
16 August 1995 (31 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Patrick Iain Heath-Lay Director Oct 1968 9 Aug 2010 10 other companies
Patricia Marusia Billingham Director Apr 1952 20 Jul 2018 2 other companies
Jacqueline Margaret Leiper Director Jan 1972 1 Jan 2026 6 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
still active
14
are FCA-registered
4

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 2 companies these 3 directors run together
  • All 36 people who have ever been directors, with their dates
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Key dates in its history

B & C E Insurance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (80)

2020

12 May 2020

  • Changed its registered name from "B&CE Insurance Limited"

FCA register

2016

6 April 2016

  • People's Partnership Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

16 August 1995

  • Incorporated at Companies House

Companies House

1901

1 January 1901

  • Supervised by HM Treasury under the money laundering rules from this date

FCA register

In the full report: all 80 events

  • All 80 events in its history (8 shown here)
  • Every director appointment and resignation: 69
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Firms connected to B & C E Insurance

Other FCA-listed firms that share a director, phone number or address with B & C E Insurance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
3
share its phone number
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (3), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like B & C E Insurance

Other firms of the same type (insurer), nearest first.

In the Redhill (RH) postcode area

Tesco Underwriting LimitedReigateAuthorisedesure Insurance LimitedReigateAuthorisedAstrenska Insurance LimitedHaywards HeathAuthorisedRentokil Insurance LimitedWest SussexAuthorisedUnum LimitedDorkingAuthorisedAXA France IARDRedhillAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on B & C E Insurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 80 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is B & C E Insurance Limited FCA authorised?
Yes, B & C E Insurance Limited (FRN 177791) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an insurer. The FCA has placed no limits on its permissions.
What is B & C E Insurance’s phone number and website?
The FCA register lists the phone number 0300 200 0555 and the website bandce.co.uk for B & C E Insurance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is B & C E Insurance a scam or clone?
B & C E Insurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with B & C E Insurance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about B & C E Insurance to the Financial Ombudsman Service, free of charge.
Who owns B & C E Insurance?
B & C E Insurance is owned by People's Partnership Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs B & C E Insurance?
Companies House lists 3 directors of B & C E Insurance: Patrick Iain Heath-Lay, Patricia Marusia Billingham and Jacqueline Margaret Leiper.
How long has B & C E Insurance been in business?
The company was formed on 16 August 1995, and has held its current FCA authorisation since December 2001.

Sources and links

The full report on B & C E Insurance Limited

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