Tesco Underwriting Limited

Reference number: 517719

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tescoinsurance.com first appeared online, and whether it can receive email
  • What kind of line 07532 088800 is, and the other firm that gives it
  • Who else gives the postcode RH2 7LD
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FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Accepting Deposits
  • Carrying out contracts of insurance
  • Dealing in investments as principal
  • Effecting contracts of insurance

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
213
upheld, against a 31% median
40%
about insurance
213

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06967289
Company status
Active
Company type
Private limited company
Incorporated
20 July 2009 (17 years old)
Registered office
The Omnibus Building, Lesbourne Road, Reigate, Surrey, RH2 7LD, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Caroline Frances Ramsay Director Dec 1962 21 Jul 2016 6 other companies
Margot Cronin Director Aug 1963 6 Sep 2018 6 other companies
Elizabeth Mary Buckley Director Aug 1968 1 Apr 2024 5 other companies
Gillian Barbara Cass Director Mar 1976 29 Nov 2024 7 other companies
Gary John Charles Reader Director Sep 1963 23 Jan 2025 None
Craig Peter Bundell Director Jan 1981 4 Jul 2025 2 other companies
Jonathan Paul Greenwood Director Mar 1968 29 Sep 2025 None
Julie Louise Currie Director Mar 1974 31 Oct 2025 8 other companies
Gail Evelyn Stivey Secretary Not published 4 Jul 2025 –

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
24
still active
23
went insolvent
1

In the full report: all 24 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 9 on the FCA register, including 2 no longer authorised
  • The 2 companies these 8 directors run together
  • All 40 people who have ever been directors, with their dates
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Key dates in its history

Tesco Underwriting’s history from the FCA register and Companies House, newest first.

Key events (9) All events (82)

2025

19 February 2025

  • Tesco Personal Finance Group Limited took control (75–100% of shares)
  • Tesco Personal Finance PLC gave up control

Companies House

2021

9 July 2021

  • Ageas (UK) Limited stopped being the majority owner

Companies House

2016

6 April 2016

  • Ageas (UK) Limited became the majority owner (50–75% of shares)
  • Tesco Personal Finance PLC took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2010

12 October 2010

  • Became authorised by the FCA

FCA register

2009

20 July 2009

  • Incorporated at Companies House

Companies House

In the full report: all 82 events

  • All 82 events in its history (9 shown here)
  • Every director appointment and resignation: 72
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Firms connected to Tesco Underwriting

Other FCA-listed firms that share a director, phone number or address with Tesco Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share a director
6
share its phone number
1

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (6), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Tesco Underwriting

Other firms of the same type (insurer), nearest first.

In Reigate

esure Insurance LimitedReigateAuthorisedJust Retirement LimitedReigateAuthorised

In the Redhill (RH) postcode area

Astrenska Insurance LimitedHaywards HeathAuthorisedUnum LimitedDorkingAuthorisedInter Partner Assistance SAAuthorisedSabre Insurance Company LimitedDorkingAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tesco Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 24 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 82 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tesco Underwriting Limited FCA authorised?
Yes, Tesco Underwriting Limited (FRN 517719) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2010 and works as an insurer. The FCA has placed no limits on its permissions.
What is Tesco Underwriting’s phone number and website?
The FCA register lists the phone number 07532 088800 and the website tescoinsurance.com for Tesco Underwriting. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Tesco Underwriting a scam or clone?
Tesco Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tesco Underwriting?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Tesco Underwriting to the Financial Ombudsman Service, free of charge.
Who owns Tesco Underwriting?
Tesco Underwriting is owned by Tesco Personal Finance Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 19 February 2025. Before that, it was controlled by Ageas (UK) Limited and Tesco Personal Finance PLC.
Who runs Tesco Underwriting?
Companies House lists 8 directors of Tesco Underwriting: Caroline Frances Ramsay, Margot Cronin, Elizabeth Mary Buckley, Gillian Barbara Cass, Gary John Charles Reader, Craig Peter Bundell and 2 more.
How long has Tesco Underwriting been in business?
The company was formed on 20 July 2009, and has held its current FCA authorisation since October 2010.
How many complaints does Tesco Underwriting get?
In January–June 2025, the Financial Ombudsman Service received 213 new complaints about Tesco Underwriting, and upheld 40% of those it decided.

Sources and links

The full report on Tesco Underwriting Limited

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