B & E Financial Ltd

Reference number: 724525

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When bandefinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7367 5549 is
  • Whether EC4N 7BE is a shared office: 22 other firms give it
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09740270
Company status
Active
Company type
Private limited company
Incorporated
19 August 2015 (11 years old)
Registered office
163 Herne Hill, London, SE24 9LR, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeremy David Benedyk Director Sep 1984 27 Oct 2015 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£83.2k

−29% from £118k

Cash at bank

£217k

−5.4% from £230k

Employees (average)

4

+33% from 3

Owed within a year

£170k

+17% from £145k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09740270. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

B & E Financial’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2025

17 October 2025

  • Gary Edwards gave up control

Companies House

2016

6 April 2016

  • Gary Edwards took control (75–100% of shares)
  • Jeremy David Benedyk took control (75–100% of shares)

Companies House

1 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2015

19 August 2015

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like B & E Financial

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on B & E Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is B & E Financial Ltd FCA authorised?
Yes, B & E Financial Ltd (FRN 724525) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is B & E Financial’s phone number and website?
The FCA register lists the phone number 020 7367 5549 and the website bandefinancial.co.uk for B & E Financial. If you were given different contact details, use these to check with the firm before going any further.
Is B & E Financial a scam or clone?
B & E Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with B & E Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about B & E Financial to the Financial Ombudsman Service, free of charge.
Who owns B & E Financial?
Companies House lists one person with significant control of B & E Financial: Mr Jeremy David Benedyk (75–100% of shares). Before that, it was controlled by Mr Gary Edwards.
Who runs B & E Financial?
Companies House lists one director of B & E Financial: Jeremy David Benedyk.
How long has B & E Financial been in business?
The company was formed on 19 August 2015, and has held its current FCA authorisation since March 2016.
What do B & E Financial’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £83.2k (−29% from £118k) and cash at bank of £217k (−5.4% from £230k).

Sources and links

The full report on B & E Financial Ltd

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