Balham Smile Clinic Ltd: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 5 years
Protected through the principal
No FCA actions
Active company since 2020
Accounts filed up to 5 April 2025
Confirmation statement is overdue at Companies House
On its latest accounts it owed £287k more than it owned

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Balham Smile Clinic Ltd (FRN 955665) introduces customers to Chrysalis Finance Limited (FRN 631193). Any regulated advice or arranging is done by the principal, not Balham Smile Clinic.
Example: if Balham Smile Clinic refers you to a financial adviser, the advice should come from the principal firm, not from Balham Smile Clinic itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

+440
Address

12 Bladfield Road, Balham, SW12 8BG, United Kingdom

In the full report: 2 background checks

What kind of line +440 is
Who else gives the postcode SW12 8BG

Other names (1)

If you were contacted under any of these names, it is this firm.

Indigo Smile Clinic Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Confirmation statement is overdue at Companies House.

Company number: 12876560 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 13 September 2020 (6 years old)
Registered office: Aston House, Cornwall Avenue, London, N3 1LF, United Kingdom
Nature of business: Dental practice activities (SIC 86230)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kishan Patel	Director	May 1984	13 Sep 2020	35 other companies
Jinesh Jagdish Vaghela	Director	Aug 1984	13 Sep 2020	37 other companies
Jiten Jagdish Vaghela	Director	Nov 1985	13 Sep 2020	20 other companies
Hamish Joshi	Secretary	Not published	13 Sep 2020	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 38
closed down: 1
are FCA-registered: 7

In the full report: all 38 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 7 on the FCA register
The 35 companies these 3 directors run together

Filed accounts and finances

Year to 5 April 2025Full accountsNot audited

Net assets

−£287k

Up £11.4k from −£298k

Cash at bank

£1,118

Up £206 from £912

Employees (average)

6

Same as 6

Owed within a year

£376k

−3% from £387k

Net assets are negative: on its last balance sheet the company owed £287k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12876560. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Balham Smile Clinic’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2022

10 March 2022

Changed its registered name from "Indigo Smile Clinic Limited"

FCA register

2021

27 July 2021

Became an introducer appointed representative

FCA register

2020

13 September 2020

Incorporated at Companies House
Smile Clinic Group Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms connected to Balham Smile Clinic

Other FCA-listed firms that share a director, phone number or address with Balham Smile Clinic. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 7
share a director: 7

In the full report: all 7 connected firms, named

How each is linked: shared directors (7)
Who links each one: the named directors, with dates

Firms like Balham Smile Clinic

Other firms of the same type (dental or medical practice), nearest first.

In the South West London (SW) postcode area

Personal Health Service LimitedLondonAppointed representative 1A Orthodontics LimitedLondonAppointed representative Acorn Fertility LtdLondonAppointed representative Bellevue Dental LtdLondonAppointed representative Capital Hair Restoration LtdLondonAppointed representative Caspian Healthcare LTDLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Balham Smile Clinic

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

38 other companies its directors have run, named
2 background checks on its contact details
5 years of accounts, charted
All 8 events in its history
7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Balham Smile Clinic Ltd FCA authorised?

Balham Smile Clinic Ltd (FRN 955665) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Balham Smile Clinic?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Balham Smile Clinic Ltd (FRN 955665) introduces customers to Chrysalis Finance Limited (FRN 631193). Any regulated advice or arranging is done by the principal, not Balham Smile Clinic. Example: if Balham Smile Clinic refers you to a financial adviser, the advice should come from the principal firm, not from Balham Smile Clinic itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Balham Smile Clinic’s phone number?

The FCA register lists the phone number +440 for Balham Smile Clinic. If you were given different contact details, use these to check with the firm before going any further.

Is Balham Smile Clinic a scam or clone?

Balham Smile Clinic is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Balham Smile Clinic?

Protection works through Chrysalis Finance Limited, the principal firm responsible for Balham Smile Clinic's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Balham Smile Clinic?

Balham Smile Clinic is owned by Smile Clinic Group Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 13 September 2020.

Who runs Balham Smile Clinic?

Companies House lists 3 directors of Balham Smile Clinic: Kishan Patel, Jinesh Jagdish Vaghela and Jiten Jagdish Vaghela.

How long has Balham Smile Clinic been in business?

The company was formed on 13 September 2020.

What do Balham Smile Clinic’s latest accounts show?

Its latest accounts, to 5 April 2025, show net assets of −£287k (up £11.4k from −£298k) and cash at bank of £1,118 (up £206 from £912).

Does Balham Smile Clinic use any other names?

It has previously used the name Indigo Smile Clinic Limited.