Personal Health Service Limited

Reference number: 941034

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Personal Health Service Limited (FRN 941034) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Personal Health Service's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Personal Health Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cadoganclinic.com first appeared online, and whether it can receive email
  • What kind of line 07902 876825 is
  • Who else gives the postcode SW1X 9BW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cadogan Clinic Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 December 2000 (25 years old)
Registered office
Third Floor 59 Markham Street, Chelsea, London, SW3 3NR, England
Nature of business
  • Specialists medical practice activities (SIC 86220)

Directors and company secretaries

Name Role Born Appointed Other companies
Bryan Jonathan Mayou Director Sep 1944 9 Jun 2004 3 other companies
Guy Richard Mayou Director Jun 1985 1 Jan 2020 2 other companies
Thomas Henry Mayou Director Nov 1988 1 Jan 2020 None
Heloise Clarke Director Oct 1986 3 Apr 2025 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£18.9m

+21% from £15.6m

Profit before tax

−£962k

−407% from £313k

Net assets

£2.09m

−26% from £2.84m

Cash at bank

£5.52m

+8.5% from £5.09m

Turnover and profit

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04127609. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Personal Health Service’s history from the FCA register and Companies House, newest first.

2026

12 January 2026

  • Bryan Jonathan Mayou gave up control
  • Personal Health Holdings Ltd took control (75–100% of shares)

Companies House

2020

15 December 2020

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Bryan Jonathan Mayou took control (75–100% of shares)

Companies House

2004

9 June 2004

  • Board replaced: both directors left and 3 new directors took over

Companies House

2000

19 December 2000

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (6 shown here)
  • Every director appointment and resignation: 20
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Firms like Personal Health Service

Other firms of the same type (dental or medical practice), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Personal Health Service

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 27 events in its history

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Frequently asked questions about this firm

Is Personal Health Service Limited FCA authorised?
Personal Health Service Limited (FRN 941034) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Personal Health Service?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Personal Health Service Limited (FRN 941034) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Personal Health Service's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Personal Health Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Personal Health Service’s phone number and website?
The FCA register lists the phone number 07902 876825 and the website cadoganclinic.com for Personal Health Service. If you were given different contact details, use these to check with the firm before going any further.
Is Personal Health Service a scam or clone?
Personal Health Service is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Personal Health Service?
Protection works through Chrysalis Finance Limited, the principal firm responsible for Personal Health Service's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Personal Health Service?
Personal Health Service is owned by Personal Health Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 12 January 2026. Before that, it was controlled by Mr Bryan Jonathan Mayou.
Who runs Personal Health Service?
Companies House lists 4 directors of Personal Health Service: Bryan Jonathan Mayou, Guy Richard Mayou, Thomas Henry Mayou and Heloise Clarke.
How long has Personal Health Service been in business?
The company was formed on 19 December 2000.
What do Personal Health Service’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £18.9m (+21% from £15.6m) and profit before tax of −£962k (−407% from £313k).
Does Personal Health Service use any other names?
It trades as Cadogan Clinic.

Sources and links

The full report on Personal Health Service Limited

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