Barhams Financial Services Ltd

Reference number: 206515

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Barhams Financial Services Ltd (FRN 206515) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Barhams Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Barhams Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07931 566625

  • Address

    50 Cedar Avenue, Hazlemere, Buckinghamshire, HP15 7EE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07931 566625 is
  • Who else gives the postcode HP15 7EE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Barham Independent Financial Services Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
BARHAMS FINANCIAL SERVICES LIMITED
Company number
04166030
Company status
Active
Company type
Private limited company
Incorporated
22 February 2001 (25 years old)
Registered office
50 Cedar Avenue, Hazlemere, High Wycombe, Bucks, HP15 7EE
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Stokes Director Jan 1959 22 Feb 2001 None
David Stokes Secretary Not published 22 Feb 2001 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£6,187

Up £6,087 from £100

Cash at bank

£3,740

Up £3,740 from £0

Employees (average)

2

Same as 2

Owed within a year

£12.2k

−68% from £37.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04166030. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Barhams Financial Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2025

31 March 2025

  • Ray Harris stopped being a part-owner

Companies House

2021

13 July 2021

  • David Stokes became a part-owner (25–50% of shares)
  • Ray Harris became a part-owner (25–50% of shares)

Companies House

2014

21 July 2014

  • Changed its registered name from "Barham Independent Financial Services Ltd"

FCA register

2001

17 July 2001

  • Became an appointed representative

FCA register

22 February 2001

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Barhams Financial Services

Other firms of the same type (financial adviser), nearest first.

In the Hemel Hempstead (HP) postcode area

Afm Management LimitedBeaconsfieldAppointed representativeAG JM CoomerChalfont St. GilesAppointed representativeAlexis TanoBeaconsfieldAppointed representativeAndrew WatsonNaphillAppointed representativeApplewood Financial Solutions LtdHigh WycombeAppointed representativeArtha Wealth Management LtdAylesburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Barhams Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Barhams Financial Services Ltd FCA authorised?
Barhams Financial Services Ltd (FRN 206515) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Barhams Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Barhams Financial Services Ltd (FRN 206515) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Barhams Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Barhams Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Barhams Financial Services’ phone number?
The FCA register lists the phone number 07931 566625 for Barhams Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Barhams Financial Services a scam or clone?
Barhams Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Barhams Financial Services?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Barhams Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Barhams Financial Services?
Companies House lists one person with significant control of Barhams Financial Services: Mr David Stokes (25–50% of shares). Before that, it was controlled by Mr Ray Harris.
Who runs Barhams Financial Services?
Companies House lists one director of Barhams Financial Services: David Stokes.
How long has Barhams Financial Services been in business?
The company was formed on 22 February 2001.
What do Barhams Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £6,187 (up £6,087 from £100) and cash at bank of £3,740 (up £3,740 from £0).
Does Barhams Financial Services use any other names?
It has previously used the name Barham Independent Financial Services Ltd.

Sources and links

The full report on Barhams Financial Services Ltd

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