Barkers Finance Ltd

Reference number: 805105

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Barkers Finance Ltd (FRN 805105) is an AR of AFS Compliance Ltd (FRN 625035). When you use Barkers Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Barkers Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07979 532122

  • Address

    The Reefer Trailer Centre, Whieldon Road, Stoke on Trent, ST4 4HP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07979 532122 is, and the other firm that gives it
  • Who else gives the postcode ST4 4HP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name
  • The Reefer Group Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10296209
Company status
Active
Company type
Private limited company
Incorporated
26 July 2016 (10 years old)
Registered office
The Reefer Trailer Centre, Whieldon Road, Stoke-On-Trent, ST4 4HP, England
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen William Barker Director Jan 1974 26 Jul 2016 9 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
4
are FCA-registered
2

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
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Filed accounts and finances

Year to 31 August 2026Small company accountsNot audited

Net assets

£92.8k

+44% from £64.4k

Cash at bank

£99.1k

+31% from £75.5k

Employees (average)

1

Same as 1

Owed within a year

£17.6k

−42% from £30.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10296209. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Barkers Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2022

26 July 2022

  • Stephen William Barker gave up control
  • Walk Mill Holdings Limited took control (75–100% of shares)

Companies House

2018

27 March 2018

  • Became an appointed representative

FCA register

2016

26 July 2016

  • Incorporated at Companies House
  • Stephen William Barker took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Barkers Finance

Other FCA-listed firms that share a director, phone number or address with Barkers Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Barkers Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Stoke-on-Trent (ST) postcode area

3C Financial Services LimitedNewcastleAppointed representativeAngela ArnoldStoneAppointed representativeBoardman Financial LimitedStoke-on-TrentAppointed representativeCarl CritchlowLeekAppointed representativeCasa Mortgage And Protection LtdStoke-On-TrentAppointed representativeCavalier Financial SolutionsStoke-on-TrentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Barkers Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Barkers Finance Ltd FCA authorised?
Barkers Finance Ltd (FRN 805105) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Barkers Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Barkers Finance Ltd (FRN 805105) is an AR of AFS Compliance Ltd (FRN 625035). When you use Barkers Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Barkers Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Barkers Finance’s phone number?
The FCA register lists the phone number 07979 532122 for Barkers Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Barkers Finance a scam or clone?
Barkers Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Barkers Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Barkers Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Barkers Finance?
Barkers Finance is owned by Walk Mill Holdings Limited, which holds 75–100% of shares, since 26 July 2022. Before that, it was controlled by Mr Stephen William Barker.
Who runs Barkers Finance?
Companies House lists one director of Barkers Finance: Stephen William Barker.
How long has Barkers Finance been in business?
The company was formed on 26 July 2016.
What do Barkers Finance’s latest accounts show?
Its latest accounts, to 31 August 2026, show net assets of £92.8k (+44% from £64.4k) and cash at bank of £99.1k (+31% from £75.5k).
Does Barkers Finance use any other names?
It trades as Asset Finance Solutions and The Reefer Group Finance.

Sources and links

The full report on Barkers Finance Ltd

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