Baxter Travel Ltd

Reference number: 493629

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Rush Insurance Services Limited Reference number: 714385 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Baxter Travel Ltd (FRN 493629) is an AR of Rush Insurance Services Limited (FRN 714385). When you use Baxter Travel's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Baxter Travel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0131 663 1389

  • Address

    4 High Street, Bonnyrigg, Midlothian, EH19 2AA, United Kingdom

In the full report: 2 background checks

  • What kind of line 0131 663 1389 is
  • Who else gives the postcode EH19 2AA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Baxter Travel Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rush Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC351704
Company status
Active
Company type
Private limited company
Incorporated
24 November 2008 (17 years old)
Registered office
4 High Street, Bonnyrigg, EH9 2AA
Nature of business
  • Travel agency activities (SIC 79110)

Directors and company secretaries

Name Role Born Appointed Other companies
Roy Baxter Director Oct 1968 24 Nov 2008 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£6,010

−27% from £8,183

Employees (average)

6

Same as 6

Owed within a year

£77.0k

+124% from £34.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC351704. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Baxter Travel’s history from the FCA register and Companies House, newest first.

2020

30 November 2020

  • Lynne Baxter became a part-owner (25–50% of shares)
  • Roy Baxter became a part-owner (25–50% of shares)

Companies House

2010

1 December 2010

  • Changed its registered name from "Baxter Travel"

FCA register

2008

29 December 2008

  • Became an appointed representative

FCA register

24 November 2008

  • Incorporated at Companies House
  • Roy Baxter appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Baxter Travel

Other firms of the same type (insurance broker), nearest first.

In the Edinburgh (EH) postcode area

Skyscanner LtdEdinburghAppointed representativeArnold Clark Insurance Services LimitedEdinburghAppointed representativeDun Eideann Property LimitedEdinburghAppointed representativeAdvantage Home Finance LtdEdinburghAppointed representativeAIW Mortgages LtdBroxburnAppointed representativeBridges Financial Services LimitedLivingstonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Baxter Travel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Baxter Travel Ltd FCA authorised?
Baxter Travel Ltd (FRN 493629) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Baxter Travel?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Baxter Travel Ltd (FRN 493629) is an AR of Rush Insurance Services Limited (FRN 714385). When you use Baxter Travel's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Baxter Travel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Baxter Travel’s phone number?
The FCA register lists the phone number 0131 663 1389 for Baxter Travel. If you were given different contact details, use these to check with the firm before going any further.
Is Baxter Travel a scam or clone?
Baxter Travel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Baxter Travel?
Protection works through Rush Insurance Services Limited, the principal firm responsible for Baxter Travel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Baxter Travel?
Companies House lists 2 people with significant control of Baxter Travel: Mr Roy Baxter (25–50% of shares) and Mrs Lynne Baxter (25–50% of shares).
Who runs Baxter Travel?
Companies House lists one director of Baxter Travel: Roy Baxter.
How long has Baxter Travel been in business?
The company was formed on 24 November 2008.
What do Baxter Travel’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £6,010 (−27% from £8,183).
Does Baxter Travel use any other names?
It has previously used the name Baxter Travel.

Sources and links

The full report on Baxter Travel Ltd

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