BCJ Financial Planning Ltd
Reference number: 538795
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 24 March 2025
Responsible principal firm
Quilter Financial Limited Reference number: 497604 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- BCJ Financial Planning Ltd (FRN 538795) is an AR of Quilter Financial Limited (FRN 497604). When you use BCJ Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from BCJ Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Old Granary, Field Place Estate, Byfleets Lane, Broadbridge Heath, Horsham, West Sussex, RH12 3PB, United Kingdom
In the full report: 3 background checks
- When bcjfinancial.co.uk first appeared online, and whether it can receive email
- What kind of line 01403 713122 is
- Who else gives the postcode RH12 3PB
Other names (1)
If you were contacted under any of these names, it is this firm.
- BCJ Independent Financial Advisers Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07354243 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 August 2010 (16 years old)
- Registered office
- The Old Granary Byfleets Lane, Broadbridge Heath, Horsham, RH12 3PB, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Philip Bowen | Director | Oct 1954 | 24 Aug 2010 | 2 other companies |
| Shaun Graham Chambers | Director | Jul 1971 | 24 Aug 2010 | 5 other companies |
| Derrick Richard Jones | Director | Jun 1951 | 24 Aug 2010 | 2 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 4
- run together
- 3
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 companies these 3 directors run together
Filed accounts and finances
Net assets
£22.2k
Same as £22.2k
Employees (average)
3
+50% from 2
Owed within a year
£108k
Same as £108k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07354243. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
BCJ Financial Planning’s history from the FCA register and Companies House, newest first.
2021
2 February 2021
- Derrick Jones stopped being a part-owner
- Derrick Richard Jones became a part-owner (25–50% of shares)
- Shaun Chambers stopped being a part-owner
- Shaun Graham Chambers became a part-owner (25–50% of shares)
Companies House
2020
1 July 2020
- Derrick Jones became a part-owner (25–50% of shares)
- Shaun Chambers became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Philip Bowen became a part-owner (25–50% of shares)
Companies House
2013
13 June 2013
- Changed its registered name from "BCJ Independent Financial Advisers Ltd"
FCA register
2011
6 January 2011
- Became an appointed representative
FCA register
2010
24 August 2010
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (10 shown here)
- Every director appointment and resignation: 3
Firms connected to BCJ Financial Planning
Other FCA-listed firms that share a director, phone number or address with BCJ Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like BCJ Financial Planning
Other firms of the same type (insurance broker), nearest first.
In Horsham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on BCJ Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 13 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk