JSB Private Healthcare Limited

Reference number: 675273

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JSB Private Healthcare Limited (FRN 675273) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use JSB Private Healthcare's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JSB Private Healthcare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wpa.org.uk first appeared online, and whether it can receive email
  • What kind of line 07446 856700 is
  • Who else gives the postcode RH12 4GN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through WPA Healthcare Practice PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
26 January 2015 (11 years old)
Registered office
5 Lansdown Close, Horsham, RH12 4GN, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
James Simon Bradley Director Jul 1960 26 Jan 2015 1 other company
Helen Bradley Director Jul 1962 28 Dec 2017 None
Thomas Bradley Director Feb 1995 28 Dec 2017 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£73.4k

−25% from £97.3k

Employees (average)

3

Same as 3

Owed within a year

£28.1k

−41% from £47.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09405293. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

JSB Private Healthcare’s history from the FCA register and Companies House, newest first.

2020

28 January 2020

  • Thomas Harrison Bradley became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Simon Bradley became the majority owner (50–75% of shares)

Companies House

2015

4 March 2015

  • Became an appointed representative

FCA register

26 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like JSB Private Healthcare

Other firms of the same type (insurance broker), nearest first.

In Horsham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JSB Private Healthcare

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is JSB Private Healthcare Limited FCA authorised?
JSB Private Healthcare Limited (FRN 675273) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JSB Private Healthcare?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JSB Private Healthcare Limited (FRN 675273) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use JSB Private Healthcare's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JSB Private Healthcare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is JSB Private Healthcare’s phone number and website?
The FCA register lists the phone number 07446 856700 and the website wpa.org.uk/tombradley for JSB Private Healthcare. If you were given different contact details, use these to check with the firm before going any further.
Is JSB Private Healthcare a scam or clone?
JSB Private Healthcare is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JSB Private Healthcare?
Protection works through WPA Healthcare Practice PLC, the principal firm responsible for JSB Private Healthcare's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns JSB Private Healthcare?
Companies House lists 2 people with significant control of JSB Private Healthcare: Simon Bradley (50–75% of shares) and Mr Thomas Harrison Bradley (25–50% of shares).
Who runs JSB Private Healthcare?
Companies House lists 3 directors of JSB Private Healthcare: James Simon Bradley, Helen Bradley and Thomas Bradley.
How long has JSB Private Healthcare been in business?
The company was formed on 26 January 2015.
What do JSB Private Healthcare’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £73.4k (−25% from £97.3k).

Sources and links

The full report on JSB Private Healthcare Limited

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