Dental and Medical Financial Services Limited

Reference number: 648999

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Dental and Medical Financial Services Limited (FRN 648999) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Dental and Medical Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Dental and Medical Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dentalandmedical.com first appeared online, and whether it can receive email
  • What kind of line 01403 780770 is
  • Who else gives the postcode RH12 1EU
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Hazelwood Financial Trading name: A name it trades under now.
  • M&D Financial Services Trading name: A name it trades under now.
  • Medics Financial Services Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 August 2014 (12 years old)
Registered office
Weirbank Monkey Island Lane, Bray On Thames, Maidenhead, Berkshire, SL6 2ED
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Darren James Scott-Guinness Director Dec 1970 1 Aug 2014 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£639k

+18% from £544k

Employees (average)

3

Same as 3

Owed within a year

£209k

+27% from £164k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09158580. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Dental and Medical Financial Services’s history from the FCA register and Companies House, newest first.

2026

1 February 2026

  • Justine Alexandra Scott-Guinness stopped being a part-owner

Companies House

2023

8 May 2023

  • Justine Alexandra Scott-Guinness became a part-owner (25–50% of shares)

Companies House

2016

1 August 2016

  • Darren James Scott-Guinness became a part-owner (25–50% of shares)

Companies House

2014

6 October 2014

  • Became an appointed representative

FCA register

1 August 2014

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms like Dental and Medical Financial Services

Other firms of the same type (insurance broker), nearest first.

In Horsham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dental and Medical Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Dental and Medical Financial Services Limited FCA authorised?
Dental and Medical Financial Services Limited (FRN 648999) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Dental and Medical Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Dental and Medical Financial Services Limited (FRN 648999) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Dental and Medical Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Dental and Medical Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Dental and Medical Financial Services’ phone number and website?
The FCA register lists the phone number 01403 780770 and the website dentalandmedical.com for Dental and Medical Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Dental and Medical Financial Services a scam or clone?
Dental and Medical Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dental and Medical Financial Services?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Dental and Medical Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Dental and Medical Financial Services?
Companies House lists one person with significant control of Dental and Medical Financial Services: Mr Darren James Scott-Guinness (25–50% of shares). Before that, it was controlled by Mrs Justine Alexandra Scott-Guinness.
Who runs Dental and Medical Financial Services?
Companies House lists one director of Dental and Medical Financial Services: Darren James Scott-Guinness.
How long has Dental and Medical Financial Services been in business?
The company was formed on 1 August 2014.
What do Dental and Medical Financial Services’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £639k (+18% from £544k).
Does Dental and Medical Financial Services use any other names?
It trades as Hazelwood Financial, M&D Financial Services and Medics Financial Services.

Sources and links

The full report on Dental and Medical Financial Services Limited

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