Bcm Bays Curry McCowen LLP

Reference number: 730513

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bcm.co.uk first appeared online, and whether it can receive email
  • What kind of line 01962 763900 is
  • Who else gives the postcode SO21 3NZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • BCM Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC318704
Company status
Active
Company type
Limited liability partnership
Incorporated
28 March 2006 (20 years old)
Registered office
The Old Dairy, Winchester Hill, Sutton Scotney, Hampshire, SO21 3NZ

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Charles Bays LLP designated member Jan 1970 28 Mar 2006 8 other companies
Henry William Mccowen LLP designated member Dec 1971 28 Mar 2006 10 other companies
Alastair Stuart Wilson LLP designated member Apr 1975 1 Apr 2006 3 other companies
James David Fraser LLP member Jul 1970 1 Apr 2006 None
Michael John Papps LLP designated member Jan 1980 1 Apr 2016 None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
20
closed down
10
went insolvent
1

In the full report: all 20 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 1 company these 5 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Cash at bank

£75.8k

−56% from £172k

Employees (average)

23

+28% from 18

Owed within a year

£576k

+88% from £307k

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC318704. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Bcm Bays Curry McCowen’s history from the FCA register and Companies House, newest first.

Key events (8) All events (20)

2020

1 April 2020

  • Alastair Stuart Wilson became a part-owner (25–50% of shares)
  • Iain Jonathan Ellison Curry stopped being a part-owner

Companies House

2016

23 September 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Andrew Charles Bays became a part-owner (25–50% of shares)
  • Henry William McCowen became a part-owner (25–50% of shares)
  • Iain Jonathan Ellison Curry became a part-owner (25–50% of shares)

Companies House

2006

28 March 2006

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms like Bcm Bays Curry McCowen

Other firms of the same type (insurance broker), nearest first.

In Winchester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bcm Bays Curry McCowen

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 20 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Bcm Bays Curry McCowen LLP FCA authorised?
Yes, Bcm Bays Curry McCowen LLP (FRN 730513) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2016 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Bcm Bays Curry McCowen’s phone number and website?
The FCA register lists the phone number 01962 763900 and the website bcm.co.uk for Bcm Bays Curry McCowen. If you were given different contact details, use these to check with the firm before going any further.
Is Bcm Bays Curry McCowen a scam or clone?
Bcm Bays Curry McCowen is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bcm Bays Curry McCowen?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bcm Bays Curry McCowen to the Financial Ombudsman Service, free of charge.
Who owns Bcm Bays Curry McCowen?
Companies House lists 3 people with significant control of Bcm Bays Curry McCowen: Mr Alastair Stuart Wilson (25–50% of votes), Mr Andrew Charles Bays (25–50% of votes) and Mr Henry William McCowen (25–50% of votes). Before that, it was controlled by Mr Iain Jonathan Ellison Curry.
Who runs Bcm Bays Curry McCowen?
Companies House lists 5 directors of Bcm Bays Curry McCowen: Andrew Charles Bays, Henry William McCowen, Alastair Stuart Wilson, James David Fraser and Michael John Papps.
How long has Bcm Bays Curry McCowen been in business?
The company was formed on 28 March 2006, and has held its current FCA authorisation since September 2016.
What do Bcm Bays Curry McCowen’s latest accounts show?
Its latest accounts, to 31 March 2025, show cash at bank of £75.8k (−56% from £172k).
Does Bcm Bays Curry McCowen use any other names?
It trades as BCM.

Sources and links

The full report on Bcm Bays Curry McCowen LLP

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